A future of extreme weather events that increase in frequency, severity and unpredictability is only just beginning, with profound implications throughout the housing ecosphere and nearly $12 trillion mortgage market in particular. Insurers are now exiting high risk markets as catastrophic exposure has made offering policies financially untenable. Through August of this year there have been 23 extreme weather events in the US that have cost more than $57.6 billion and claimed at least 253 lives. 

Recent papers have sounded alarms over a “climate bubble” in US house prices citing hundreds of billions of dollars in overvaluation when taking extreme climate into underwriting consideration. We are at the precipice of a tumultuous shakeup among all counterparties that will impact our business risk, practices, processes, profitability, capital allocation and strategic planning. 

While the politicization of climate has prevented solutions-oriented dialogue, we can still collaborate on ways to plan and prepare for the impact of inevitable catastrophic risks caused by extreme and unpredictable climate on our businesses and industry. At the same time, in finding ways to mitigate extreme climate, we can discuss inherent opportunities and sustainable solutions. 

Toward that end, AmeriCatalyst continues its longstanding focus on extreme climate by bringing together the 400 most important research, constituents and counterparties in the housing and finance industry featuring interactive and real-time strategic planning and collaborative working groups.

Participants are thoughtfully curated C-level executives on an invitation-only basis. Onstage discussions are hosted and facilitated by AmeriCatalyst CEO Toni Moss and CJ Patrick & Co. CEO Rick Sharga. 

Our purpose is to understand the dynamics and magnitude of the challenges we face moving forward; to anticipate and establish best practices within business operations; to improve communication with and understanding amongst counterparties; to strategically plan for a highly disruptive and unpredictable future; and to generate ideas on risk mitigation and possible solutions to problems in our own industry that require urgent attention.

Banks
Mortgage Lenders and Servicers
Homebuilders and Developers
Institutional Investors
Real Estate Investors
GSEs and Federal Housing Agencies
Regulatory Institutions
Insurance Companies and Reinsurers
State Insurance Regulators
Federal, State and Local Government Policy Makers, City Managers, Disaster Planners and Housing Agencies
Single Family Rental Investors, Operators, REITs and Build-to-Rent Developers
Research Analysts, Data Providers and Climate Change Modeling Firms
Leading Scientists in Climatology and Atmospheric Science
Leading Futurists in Climate Resilient Housing Innovation

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