Through our consulting services and events, AmeriCatalyst LLC has developed a worldwide reputation as the leader in communications, trend prediction and analysis within the mortgage industry.
Panelists and speakers
 | DEAN BAKER Co-Director Center for Economic Policy Research (CEPR) Dean is the author of False Profits: Recovering from the Bubble Economy, Plunder and Blunder: The Rise and Fall of the Bubble Economy, The United States Since 1980, The Conservative Nanny State: How the Wealthy Use the Government to Stay Rich and Get Richer, Social Security: The Phony Crisis (with Mark Weisbrot), and The Benefits of Full Employment (with Jared Bernstein). He was the editor of Getting Prices Right: The Debate Over the Consumer Price Index, which was a winner of a Choice Book Award as one of the outstanding academic books of the year. He appears frequently on TV and radio programs, including CNN, CBS News, PBS NewsHour, and National Public Radio. His blog, Beat the Press, features commentary on economic reporting. He received his B.A. from Swarthmore College and his Ph.D. in economics from the University of Michigan. |
 | KYLE J. BASS Managing Member and Principal Hayman Advisors, LP Kyle is the managing member and principal of Hayman Advisors LP's general partner, which was formed in December 2005. Hayman Advisors serves as the investment manager to the Hayman Capital Master Fund LP and is a member of Hayman Municipal Strategies LLC and Hayman Woods LLC. Kyle was recently featured in CNBC's documentary, House of Cards, concerning his investment analysis of the subprime crisis and the two funds that he co-managed, Subprime Credit Strategies Fund, LP and Subprime Credit Strategies Fund II, LP. In January 2010, Kyle testified as a Financial Market Participant before the Financial Crisis Inquiry Commission, a bi-partisan 10-member panel established by Congress to examine the causes of the financial crisis. |
 | INGRID BECKLES Chairman and CEO IBK, LLC Ingrid is a top consultant in the global default servicing space. As senior vice president of Default Asset Management for Freddie Mac, Ingrid was responsible for developing and implementing loss mitigation and foreclosure strategies, policies, procedures and technologies to enable Freddie Mac to mitigate and manage credit losses. In addition, Ingrid had oversight and leadership responsibilities for the company's Non-Performing Loan Servicing, REO/Property Disposition, Default, Fees and Claims, plus Collateral Enhancement Operations. Prior to her role in default management, Beckles was the vice president of Credit Strategy and Operations for Freddie Mac where she was responsible for establishing a new division dealing with point-of-sale operations, strategy, development of new credit initiatives and providing primary credit and risk-management support to the Mortgage Services division. |
 | STEPHEN BENETZ SVP, Default Management Services Realogy LLC Stephen is Senior Vice President of Default Management Services for Realogy LLC, and managing executive of the NRT REOExperts LLC division. His responsibilities include oversight of NRT’s REO operations and identifying business development opportunities for the real estate and title operations of Realogy. He has over 25 years of experience in the banking and mortgage industries. He started his career in mortgage accounting and has been involved in all aspects of the mortgage life cycle from originations through to default. Before joining Realogy, Stephen held management positions with GE Capital Mortgage, Fidelity National Asset Management Solutions and, most recently, BearingPoint where he managed multiple consulting assignments for the GSEs during their restatement and clean-up efforts. |
 | BETH ANN BOVINO Senior Economist Standard & Poor's Beth Ann is a senior economist at Standard & PoorÕs, based in New York. In this position, she works with David Wyss, the chief economist, on S&PÕs economic forecasts and publications, and co-authors the monthly U.S. Economic Forecast, the quarterly U.S. Risks To The Forecast , the weekly Financial Notes and Weekly Economics Call. Beth Ann has created Industry Drivers reports for analyst research. She is quoted regularly in the press and has appeared on many major television programs. Further, she has written many articles for popular and professional publications. |
 | ALAN L. BOYCE CEO Absalon Alan is CEO of Absalon, a joint venture between George Soros and the Danish financial system that is assisting in the organization of a standardized mortgage-backed securities market for Mexico. He is also a consultant for Soros Fund Management, where he works to implement the Danish mortgage system in the United States, as well as the president of Adecoagro, a food and renewable energy producing company that owns and operates more than 270,000 hectares of highly productive land throughout Argentina, Brazil, and Uruguay. Previously, Alan was the senior managing director for investment strategy at Countrywide Financial Corporation. He was responsible for secondary markets, the hedging of MSRs, and the balance sheet for Countrywide Bank and Balboa Insurance. Alan was the director of special situations at Soros Fund Management from 1999 to early 2007, where he managed a portfolio of assets of the Quantum Funds and had principal operational responsibilities for the bulk of the Soros Fund's investments in Latin America as well as the establishment of Glacier Re, a Swiss-based reinsurance company. |
 | AMY BRANDT CEO Vantium Capital Amy is the CEO of Vantium Capital, Inc., the parent company of ACQURA Loan Services and Strategic Recovery Group (SRG), both based in Dallas, Texas. ACQURA is a specialty servicer focused primarily on sub- and nonperforming mortgage assets, while SRG is a leading third-party asset recovery company. Amy formed Vantium Capital Inc. together with Apollo L.P., a leading private equity firm in 2007. Previously, she was CEO and president of WMC Mortgage, which she grew into an industry leader with originations exceeding $3 billion per month. |
 | TERESA A. BRYCE President Radian Guaranty Teresa is President of Radian Guaranty Inc., Radian Group Inc.'s principal mortgage insurance subsidiary. As President, Teresa is responsible for all domestic and international mortgage insurance business operations. Prior to her appointment as President, Teresa was the Executive Vice President, General Counsel, Chief Risk Officer and Secretary for Radian Group, a global credit risk management company. |
 | TOM DEUTSCH Executive Director American Securitization Forum As Executive Director of the American Securitization Forum, Tom works with ASF’s broad membership to develop consensus and implement advocacy initiatives on legal, regulatory, accounting and legislative matters, such as industry-wide mortgage servicing standards, securities regulation implementation efforts, amicus briefs, and comment letters. Tom previously worked in the Capital Markets Department of Cadwalader, Wickersham & Taft, where he represented issuers and underwriters in various structured finance offerings. Tom earned his JD from the University of Pennsylvania. He has a Master of Science in Regulation from the London School of Economics in addition to a BS in Business Administration and a BA magna cum laude from Washington University in St. Louis. |
 | SEAN DOBSON Chairman and CEO Amherst Securities Group, LP Sean has been the head mortgage analyst and trader at Amherst Securities since he joined the firm in 2000. He is widely recognized as one of the leading strategists in the industry and an expert in all facets of the mortgage business including loans, RMBS and related derivatives. He has led the development of Amherst’s loan level diagnostic system (ALIAS), which is widely recognized for its predictive analytics. In 2006, he made a vocal announcement predicting the coming meltdown in the mortgage markets based on research produced using these tools. Sean serves as a board member of the American Securitization Forum, and his advice on mortgage policy matters is regularly sought by housing policy leaders at the Treasury and other government agencies and senior officials at the White House. |
 | JORDAN D. DORCHUCK Executive Vice President, Chief Legal Officer, and Secretary American Home Mortgage Servicing, Inc. Jordan joined American Home Mortgage Servicing, Inc. in March 2008 as Executive Vice President, Chief Legal Officer and Secretary. He manages the Legal, Audit, and Compliance division, which includes the Policy & Procedures department. Jordan was previously Senior Vice President of Lehman Brothers, Inc., and was assigned as Executive Vice President & General Counsel to Aurora Loan Services, from 2004-2008. |
 | ACHIM DÜBEL Economist and policy advisor Finpolconsult.de Achim is an international financial consultant based in Berlin and founder of the financial sector policy think tank Finpolconsult.de. Achim is a globally recognized mortgage sector expert and pioneer of comparative financial and legal-regulatory analysis, both in developed and emerging mortgage markets. In 1997, he published one of the first internationally comparative analyses of mortgage prepayment risk and led the first comprehensive comparative study on mortgage consumer protection for the EU Commission. In 2003, Achim co-authored the Mercer Oliver Wyman study on Financial Integration in the EU for the European Mortgage Federation. In 2006 he was a member of Forum Group on Mortgage Funding of the EU Commission. He is currently evaluating the proposal for an EU mortgage credit directive. |
 | DOUGLAS G. DUNCAN Vice President / Chief Economist Fannie Mae Doug is Fannie Mae's vice president and chief economist. He is responsible for managing Fannie Mae's Economics & Mortgage Market Analysis Group. In this leadership role, Doug provides all economic, housing, and mortgage market forecasts and analyses and serves as the company's thought leader internally and with external constituent groups. Reporting directly to the Chief Financial Officer of Fannie Mae, Doug is an important source of information and commentary on the external business and economic environment, and is a key spokesperson on the economy, housing, and mortgage markets. He has been elected to the Board of Directors for the National Association of Business Economists, is a member of the American Economics Association and the American Real Estate and Urban Economics Association, and is past president of the Housing Statistics Users Group. |
 | WILLIAM C. ERBEY Chairman and CEO Ocwen Financial Corporation Bill has served as the Chairman of the Board of Directors of Ocwen since September 1996, as the Chief Executive Officer of Ocwen since January 1988 and as the President of Ocwen from January 1988 to May 1998. From 1983 to 1995, he served as a Managing General Partner of The Oxford Financial Group, a private investment partnership that was the predecessor of Ocwen. From 1975 to 1983, Bill served at General Electric Capital Corp., in various capacities, most recently as the President and Chief Operating Officer of General Electric Mortgage Insurance Corp. He also served as the Program General Manager of GECC's Commercial Financial Services Department and as the President of Acquisition Funding Corporation. He holds a B.A in Economics from Allegheny College and an M.B.A. from Harvard University. |
 | MARK FLEMING Chief Economist CoreLogic Mark is chief economist for CoreLogic, America's largest provider of advanced property and ownership information, analytics and services. He leads the mortgage risk analytics and economics team. He is responsible for developing the collateral risk, valuation cascade, and house price index models as well as the economic analysis and monitoring of real estate and mortgage market trends. |
 | BILL GLASGOW SVP, Director, Home Loan Servicing OneWest Federal Savings Bank Bill joined OneWest Bank, FSB in April 2009 and is currently responsible for overseeing the Mortgage Servicing Operations. He has over 40 years of experience in the mortgage industry beginning his career with United Mortgagee Servicing Corp in Virginia Beach, VA, which was later acquired by Lomas & Nettleton, where he served as director of various mortgage banking functions in Philadelphia, Houston and Dallas. He was later promoted to EVP overseeing Loan Administration and Master Servicing. He has also held several executive management positions with Citi Corp Mortgage, BancBoston, Washington Mutual, and EMC. Bill holds a BBA in business and marketing from Wharton Business School, an MBA in finance from University of Dallas, and a designation of CMB from the MBA. |
 | LAURIE S. GOODMAN Senior Managing Director Amherst Securities Group, LP Laurie is a Senior Managing Director at Amherst Securities Group, L.P., where she is responsible for strategy and business development. Laurie joined the firm in December, 2008, assembled the Strategy Team and began publication of the Amherst Mortgage Insight. From July 1993-Nov 2008, Laurie was head of Global Fixed Income Research and Manager of U.S. Securitized Products Research at UBS and predecessor firms. The UBS Securitized Products Research group was widely recognized for its insightful analysis and weekly Mortgage Strategist publication. |
 | RICHARD K. GREEN Professor Director and Chair of the USC Lusk Center for Real Estate Richard holds the Lusk Chair in Real Estate and is Professor in the School of Policy, Planning, and Development and the Marshall School of Business. Prior to joining the USC faculty, Richard spent four years as the Oliver T. Carr, Jr., Chair of Real Estate Finance at The George Washington University School of Business. He was Director of the Center for Washington Area Studies and the Center for Real Estate and Urban Studies at that institution. Richard also taught real estate finance and economics courses for 12 years at the University of Wisconsin-Madison, where he was Wangard Faculty Scholar and Chair of Real Estate and Urban Land Economics. He also has been principal economist and director of financial strategy and policy analysis at Freddie Mac. |
 | TODD GROOME Chairman, Alternative Investment Management Association Senior Advisor AmeriCatalyst Todd is a senior advisor to AmeriCatalyst. With more than 25 years of international financial experience, he brings a wealth of knowledge and strategic abilities to AmeriCatalyst, guiding the company in its relationships with national, international, and supranational organizations. Additionally, Todd also serves as the chairman of the Alternative Investment Management Association, a global organization of the hedge fund industry with more than 1,100 members worldwide in over 40 countries. AIMA is an active |
 | JACK GUTTENTAG Professor of Finance Emeritus | Wharton School "The Mortgage Professor" Jack is Professor of Finance Emeritus, formerly Jacob Safra Professor of International Banking, at the Wharton School of the University of Pennsylvania. Jack has been a student of the home loan market for many years, and his bibliography of scholarly articles, books and monographs is large and diverse. The second edition of his Mortgage Encyclopedia was published this year. He has also been an active practitioner, serving as a consultant to many government agencies and private financial institutions. |
 | JEFF HOBERMAN CEO FC Recovery, Southern Financial Partners Jeff grew up in San Antonio, Texas and studied at Yale University where he received his B.A. in economics and political science in 1989. Later, he graduated magna cum laude from Harvard Law School, where he was developments editor for the Harvard Law Review. He is the CEO of Recovery Group, the leading regional platform for investing in and working out distressed assets in Brazil, Argentina and the Dominican Republic. |
 | DAVID A. HURT, III SVP of Business Development CoreLogic Dave is the Senior Vice President of Business Development for CoreLogic and has more than 25 years of experience in capital markets, mortgage banking production and management experience. He was instrumental in the development of borrower-level prepayment scoring system, PreTell. PreTell represented a major step for the mortgage industry in addressing the financial impact of prepayment risk at the borrower level and has become the industry standard for loan-level prepayment scoring. Prior to LoanPerformance/CoreLogic, Dave was a senior executive at OptiFI, a Fair Isaac venture, directly responsible for sales, marketing, production, and strategic initiatives. Prior to OptiFI, he was the SVP of corporate business development for Pedestal, Inc., an Internet mortgage and securities trading platform. He has also held senior leadership positions at some of the nation's largest mortgage banking companies, including GE Capital Mortgage, North American Mortgage Company, and Perpetual Bank. |
 | ANDREW JAKABOVICS Consultant U.S. Department of Housing and Urban Development Andrew has just joined the U.S. Department of Housing and Urban Development as a consultant. Until recently, he was the Associate Director for Housing and Economics at American Progress, working on housing, household debt, and higher education. Andrew has appeared on television and radio and in print, most recently for his research on the effects of the current mortgage crisis and potential policy solutions. In 2004, he founded a grassroots organization, Kiruv for Kerry, which conducted outreach to the Orthodox Jewish community, drafted position papers, and connected policy issues with Jewish principles. He has also lectured on the relationship of Jewish law to the modern, democratic state. Andrew holds a BA in Urban Studies from Columbia and an MCP from MIT, where he is pursuing his doctorate. |
 | MICHAEL LEA Director of the Corky McMillin Center for Real Estate San Diego State University Michael is the Director of The Corky McMillin Center for Real Estate at San Diego State University. In that capacity he is responsible for fostering real estate education, industry outreach and research. He is also a principal of Cardiff Economic Consulting, with a focus on the analysis of domestic and international mortgage markets and institutions. Michael has over 25 years of financial services industry experience, including more than 20 years of international advisory work in 30 countries spanning six continents. Michael has served in senior executive positions at several major U.S. financial institutions. He also served as a staff member for the President's Commission on Housing and was a Brookings Institution economic policy fellow at the U.S. Department of Housing and Urban Development. |
 | PAUL LEONARD Vice President of Government Affairs, Housing Policy Council FRST Paul joined the Housing Policy Council as its first Director of Government Affairs in September 2003. In his current role, he works with HPC President John Dalton and member companies to develop and advocate the Council’s position on key public policy issues including foreclosure prevention, mortgage legislation and regulation, GSE reform and RESPA reform. Prior to joining the Council, he served as Chief of Staff to Congressman Michael N. Castle (R-DE), for whom he worked for 11 years, also serving as Legislative Director and managing housing and financial services issues before the House Financial Services Committee. The Housing Policy Council is part of The Financial Services Roundtable. Its members are 30 of the leading mortgage lending, servicing; and mortgage insurance companies. |
 | ADAM LEVITIN Associate Professor of Law Georgetown University Georgetown University Adam teaches bankruptcy, commercial law, and financial regulation at Georgetown University Law Center in Washington, DC. Before joining the Georgetown faculty, Adam practiced in the Business Finance & Restructuring Department of Weil, Gotshal & Manges LLP in New York and served as law clerk to the Honorable Jane Richards Roth on the United States Court of Appeals for the Third Circuit. While at Georgetown, he has served as Special Counsel to the Congressional Oversight Panel for the TARP and as the Robert Zinman Scholar in Residence at the American Bankruptcy Institute. His work has won awards from the American Bankruptcy Law Journal, the American College of Consumer Financial Services Lawyers, and the Yale Journal on Regulation. |
 | JAMES B. LOCKHART, III Vice Chairman WL Ross & Co. Jim is vice chairman of WL Ross & Co. where he focuses on financial services and the mortgage recovery fund. Prior to joining in September 2009, he was the director of the Federal Housing Finance Agency, regulator of Fannie Mae, Freddie Mac, and the 12 Federal Home Loan Banks, and its predecessor agency since May 2006. He served as chairman of the Federal Housing Finance Oversight Board and was a member of the Financial Stability Oversight Board with the chairman of the Federal Reserve Board, the Secretaries of Treasury and HUD, and the chairman of the SEC. |
 | JAY LOEB Vice President, Strategic Business Development National Creditors Connection, Inc. Jay is a Vice President and one of the principal owners at National Creditors Connection, Inc (NCCI). He is a graduate of San Diego State University. Upon joining NCCI IN 1996, his initial role was to build a nationwide network of field representatives, trained to assist lenders with a service that would help avoid costly foreclosures and repossessions. He successfully led at different intervals, the NCCI Sales and Operations Departments. Currently Jay heads the Strategic Business Development Department at NCCI. He is working extensively in developing new strategic alliances with existing clients, developing and implementing new client initiatives and new NCCI business services. He is continuously developing new strategic alliances with outside companies to promote NCCI as the nation's premiere field services firm. |
 | KYLE LUNDSTEDT Managing Director LPS Applied Analytics Kyle joined LPS Applied Analytics in December 2007 to help manage the evolving business, and leverage the ability to combine LPS loan data, property information, and proprietary analytics in a host of valuable new ways. He coordinates the mortgage modeling and analytics effort for LPS-AA. Previous to LPS, Kyle worked for Andrew Davidson & Co. as the director of Credit Modeling, and led the development of the Loan- Dynamics™ Model. Earlier, between university degrees, he was a professional staff member for the Banking Committee of the U.S. House of Representatives. He was involved in the S&L bailout and FHA reform legislation, and played a key role in the creation of OFHEO, the regulator for Fannie Mae and Freddie Mac. He has a BA from Yale and a PhD from UC Berkeley. |
 | DAN MAGDER Director, US Acquisitions Lone Star Funds Dan joined Lone Star Funds in 2009 as Director of U.S. Investments, to help launch the Washington, DC office. He focuses on partnering and sourcing opportunities with the U.S. government, bringing to the role over 15 years of corporate advisory, transaction, and economic policy experience. Previously, he was Vice President at Updata Advisors, a middle-market investment bank, and prior to that he was a Director of Corporate Development at Capital One, where his deals included the $14.6 billion acquisition of North Fork Bank and the acquisition that created Capital One Home Loans. He has also worked in the M&A practice of Rothschild and at Vertex Partners, a boutique strategy consulting firm. Dan received an MBA at the Wharton School and his BA in Ethics, Politics, and Economics from Yale University. |
 | LAURIE ANNE MAGGIANO Director of Policy, Office of Homeownership Preservation U.S. Department of Treasury Laurie joined the U.S. Department of Treasury as Director of Policy in the Office of Homeownership Preservation in May 2009. She has been one of the architects of the Administration's Making Home Affordable Program, whose goal is to help millions of American families prevent avoidable foreclosures. Before joining Treasury, Laurie worked for the U.S. Department of Housing and Urban Development for 10 years where she ran the FHA loss mitigation program and oversaw the sale of foreclosed homes. Prior to government service, she spent 20 years in the mortgage industry as Senior Vice President of a major West Coast savings bank and as Director of Real Estate at Freddie Mac. |
 | PETER MAHONEY Managing Director Green Tree Servicing Peter is Managing Director at Green Tree Servicing, LLC, a specialty servicer with more than 30 years experience managing credit sensitive mortgage assets for lenders, investors and insurers. Peter is responsible for building business relationships with national lenders and mortgage investors. Prior to joining Green Tree, Peter spent 15 years at Freddie Mac, where he was Vice President—National Lending from 2007 through 2009, responsible for managing relationships with the company’s largest mortgage lenders, and Vice President—Global Investor Relations, responsible for managing relationships with shareholders and holders of debt securities worldwide, among other roles. Peter is a graduate of the University of Virginia and its School of Law (1985), and is a member of the New York and Virginia State Bars. |
 | REBECCA MAIRONE SVP, National Servicing Executive Bank of America Home Loans Rebecca is a Senior Vice President and Default Servicing executive for Bank of America Home Loans, one of the world's leading financial services companies and the nation's leading mortgage servicer with a $2 trillion servicing portfolio representing nearly 14 million customers nationwide. In this role, Rebecca oversees all aspects of the Servicing division's default management, with responsibility for Home Retention, Workout, Collections, Short Sales and REO, and Foreclosure and Bankruptcy business activities. Her team is leading the effort to provide sustainable homeownership solutions for distressed borrowers utilizing proprietary modifications and traditional workout solutions in combination with the Treasury's Home Affordable Modification Program and investor specific options. Rebecca's team also manages the liquidation foreclosure prevention options, was well as the Foreclosure and Bankruptcy areas, balancing the interests of our customers, communities, stakeholders and investors. |
 | JEB MASON Managing Director The Cypress Group Jeb is Managing Director of the Cypress Group, a Washington, DC-based boutique financial services consulting firm focused on helping businesses and institutional investors navigate political risks in today’s dynamic policy environment. From 2007 to 2009, Jeb served as Deputy Assistant Treasury Secretary for Business Affairs and Policy Advisor to Secretary Henry Paulson. Prior to joining Treasury, Jeb worked in the White House as Associate Director for Strategic Initiatives. Earlier in his career, he spent three years as a Department of Defense Fellow where he held posts at the Pentagon, the White House, the Department of Homeland Security, and with the Coalition Provisional Authority in Iraq. A native Texan, Jeb received degrees in Economics and Public Policy from Southern Methodist University. |
 | PATRICK McENERNEY Managing Director Deutsche Bank Patrick has more than 25 years of banking experience in a number of executive capacities and in a variety of legal structures and regulatory environments. He began his banking career with The Bank of New York as a credit trainee in 1984. Over the next 14 years, he held several roles, including President of both BNY's mortgage banking company and President of BNY's Real Estate Investment Trust. For a brief period in 1988 and 1999, Pat joined Participants Trust Co., the sole depository for GNMA securities, and served as the first Chief Credit Policy Officer for this newly formed industry joint venture. After returning to The Bank of New York in 1989, Pat managed the bank's residential mortgage origination business and facilitated the sale of 51 percent of BNY Mortgage Company to a predecessor of EverBank in 1998. In 2005, Pat joined MortgageIT as Chief Operating Officer and led the MortgageIT side of the transition team during the Deutsche Bank acquisition. Pat joined Deutsche Bank in March 2008 with responsibility for pursuing a national banking charter. He became Head of the Independent Control Office (ICO) and assumed responsibility for U.S. Bank Regulatory relationships effective Oct. 1, 2008. In July 2009, Pat returned to the mortgage side of Deutsche Bank becoming the Global Head of Mortgage Finance for RMBS. |
 | DALE McPHERSON President / CEO Field Asset Services Dale has over 34 years of experience in the default servicing and real estate services industry. Since 2000, he has served as the Chief Executive Officer of Field Asset Services (FAS). His principal centered leadership has driven FAS to become an industry leader in national field service preservation, REO construction and maintenance. His success can be attributed to his loyal clientele and routine practice of "doing the right thing" and executing on the golden rule. FAS currently employs close to 600 employees from its corporate office in Austin, TX. Prior to FAS, Dale served in a senior executive capacity in REO administration operations for companies such as Calmco, a sub-prime default mortgage servicer and Lomas Mortgage USA, the nation's largest and oldest mortgage company at that time. |
 | ROBERT MEACHUM EVP, U.S. Residential Business Morgan Stanley/Saxon Robert joined Saxon in October of 2007 as Executive Vice President of Servicing. He was responsible for developing Saxon's Special Servicing platform and is currently responsible for Saxon's Asset Performance Management, which includes Diligence/Acquisitions, all areas of Default, Portfolio Analytics, Process Management and Consultancy Services. |
 | ALLAN MENDELOWITZ Board of Directors Federal Housing Finance Board Allan has been on the board of directors of the Federal Housing Finance Board since 2000, and he served as the board's chairman from 2000 to 2001. Previously, he was the executive director of the U.S. Trade Deficit Review Commission, a congressionally appointed bipartisan panel. Allan has also served as the vice president of the Economic Strategy Institute--supervising research on trade policy, international competitiveness, and telecommunications policy--and as an executive vice president of the Export-Import Bank of the United States. |
 | PAUL MILLER Managing Director, Group Head of Financial Institutions Research FBR Capital Markets Paul is one of the top ranked bank analysts in the world. Well-known in the financial services investment community for providing in-depth, fundamental analysis and investment recommendations on mortgage finance companies, his coverage list includes mortgage-banking companies, mortgage insurance, small-cap thrifts, and large-cap banks. Some of Paul's coverage includes First Horizon National Corp. and Wells Fargo & Co. Paul also has proven successful in his coverage of thrifts that convert from mutual to stock form and thrifts that have adopted the mutual holding company structure. |
 | STEWART MORRIS, JR. President, Stewart Title Co. President, Co-CEO, Stewart Information Services Corp. As President and Co-CEO of Stewart Information Services Corp. and President of Stewart Title Co., Stewart is responsible for the affiliated title offices, real estate information companies and technology companies. He joined Stewart Title Co. in 1973 and was elected Vice President of Stewart Title Co. in 1975 and President of Stewart Title Co. in 1991. Stewart was also elected Chairman of Stewart Title Guaranty Co. in 1991 and became Sr. Chairman in 2007. He became an Advisory Director of Stewart Information Services Corp. in 1997 and was elected to the Board as President and Co-CEO in February 2000. Under the direction of SMJ, Stewart has become a real estate information industry leader in technology for productivity and e-commerce as well as a host of settlement services needed to close real estate transactions, which is key to Stewart's future. |
 | TONI MOSS Founder, CEO AmeriCatalyst LLC Toni is the main architect of the program for AmeriCatalyst 2010 as well as the leading host of the event. She’s also Managing Director of Lone Star Holdings, an intellectual-property holding firm comprised of original ideas and assets in global housing finance, real estate and community development, and property recycling. She is founder and CEO of EuroCatalyst BV and AmeriCatalyst LLC, “sister” global market-positioning and strategic advisory firms specializing in global housing finance industry. Toni is a unique force in today’s global housing finance industry; with a strong entrepreneurial background in strategic marketing and corporate positioning, corporate intelligence, and global trend forecasting, she is often the first to identify significant industry trends and articulate their context. |
 | BRETT D. NICHOLAS Executive Vice President, Chief Investment Officer and Chief Operating Officer Redwood Trust Brett, as Executive Vice President, Chief Operating Office and Chief Investment Officer, is responsible for managing Redwood Trust's day-to-day operations and investment activity. He has served as EVP and COO since May 18, 2010, and as CIO since November 2007. He was co-COO from November 2007 to May 18, 2010 and Vice President of Redwood since 1996. Prior to joining Redwood, he was Vice President of Secondary Marketing at California Federal Bank, FSB and Vice President of Secondary Marketing at Union Security Mortgage. |
 | DIANNE PENDLEY Managing Director, Operational Risk FitchRatings Diane is the managing director of Fitch Ratings' Operational Risk Group. Her responsibilities include program development and oversight of global residential, and commercial servicer reviews and ratings and international ABS servicer ratings. Her group is also responsible for global CDO asset manager ratings, domestic residential originator reviews and trustee evaluations. In addition, she manages various other special projects related to servicing, origination, operational performance, and surveillance. Prior to joining Fitch in 1997, Diane was an independent mortgage-banking consultant, primarily working on the review and re-write of Ginnie Mae's single-family and multi-family issuer and document custodian compliance procedures. From 1990 to 1996, she was chief of MBS administration, Office of Securitization, in the Resolution Trust Corp.'s Washington, D.C. national headquarters. |
 | JOSEPH PIGG Senior Counsel American Bankers Association Joe has served as Vice President and Senior Counsel for the Office of Mortgage Finance at the American Bankers Association. With the ABA since February of 1997, Joe serves as legislative counsel on housing, real estate finance, community and economic development, Federal Home Loan Bank and other GSE-related issues as well as on general financial industry issues. Prior to his tenure at the ABA, Joe was a legislative representative for Mayor Rudolph Giuliani of New York City and a banking aide to U.S. Representative Doug Bereuter of Nebraska. Joe worked closely on the development of the HUD Section 184 Indian Housing Loan Guarantee program as well as the development and implementation of a variety of rural housing programs. |
 | LAWRENCE PLATT Practice Area Leader, Financial Services K&L Gates Larry is one of two Practice Area Leaders of the Financial Services Practice of K&L Gates and sits on the firm's Management Committee. K&L Gates maintains one of the most prominent financial services practices in the United States-with more than 150 U.S.-based lawyers representing diversified financial services institutions and their affiliated service providers. In 2007, 2008, 2009 and 2010, Chambers USA, an independent and research-based guide to the legal profession, ranked Larry as one of the nation's leading Consumer Financial Services Regulation Lawyers. Larry concentrates his legal practice in representing purchasers and sellers of mortgage companies and mortgage-related assets, counseling clients on federal and state consumer credit laws, defending clients in government enforcement actions, and representing clients in governmental public policy matters. |
 | JOSH ROSNER Managing Director Graham Fisher & Company Joshua is a Partner at independent research consultancy Graham Fisher & Co. and advises regulators, policymakers and institutional investors on housing and mortgage finance issues. Previously he was the Managing Director of financial services research for Medley Global Advisors and was an Executive Vice President at CIBC World Markets. Josh was among the first analysts to identify operational and accounting problems at the government-sponsored enterprises and one of the earliest in identifying the peak in the housing market, the likelihood of contagion in credit markets and the weaknesses in the credit rating agencies CDO assumptions. |
 | FAITH SCHWARTZ Senior Advisor HOPE NOW Alliance | HOPE LoanPort Faith is the senior advisor to both HOPE NOW and HOPE LoanPort. Until early this year, Faith, as Executive Director, led HOPE NOW, a non-profit coalition of nationwide servicers/lenders, investors, counselors and other mortgage market participants that was formed in October 2007 at the request of the U.S. Treasury. HOPE NOW is a public private partnership that works with Government to preserve homeownership and implement programs (such as HAMP) recently rolled out by Treasury. HOPE NOW has accomplished unprecedented achievements by gaining industry alignment to meet the housing crisis head on. Faith's work transends two Administrations with regard to housing solutions. Faith is a frequent industry spokesman on Housing, consumer, regulatory and loan servicing issues. She has testified many times on housing to Congress and the Federal Reserve. |
 | RICK SHARGA Vice President RealtyTrac One of the country's most frequently-quoted sources on foreclosure, mortgage and real estate trends, Rick has appeared on NBC Nightly News, CNN, CBS, ABC World News, CNBC, MSNBC and NPR. Rick has briefed government organizations such as the Federal Reserve and Senate Banking Committee and corporations like JPMorgan Chase, Citibank and Deutsche Bank on foreclosure trends, and done foreclosure training for leading real estate organizations such as Re/Max, Prudential and Keller Williams. |
 | THOMAS SHOWALTER Senior Vice President, Products and Analytics, FASLO CoreLogic Tom, a former NASA engineer, is responsible for having completed development of (and secured funding for) the WillCapMatrix, a decisioning system composed of 1.2 million lines of code and leading-edge mortgage data and analytics that addresses the challenges of distressed mortgage assets and has the potential to serve as the originations analytics of the future. In an earlier position as Vice President of Product Management and Data Acquisition at Loan Performance, a subsidiary of CoreLogic, Tom and his staff developed and managed True Standings, the Risk Model and the Securities Data products. Tom has also held executive positions in all phases of sales, marketing, product development and risk management, and demonstrated in partnership with industry-leading firms such as TRW Credit Services (now Experian), Compex Systems, Household International and Wells Fargo. |
 | DAVID STEVENS Assistant Secretary for Housing, Federal Housing Commissioner U.S. Department of Housing and Urban Development David Stevens is the Assistant Secretary for Housing at the U.S. Department of Housing and Urban Development (HUD), and the Federal Housing Commissioner. He has direct responsibility for oversight and administration of the FHA insurance portfolio, which includes multifamily housing, insured health care facilities and well over 20 percent of mortgages in the domestic single family market. The Commissioner also has responsibility for other programs within HUD, such the regulatory areas of the Real Estate Settlement Procedures Act (RESPA) and the Secure and Fair Enforcement Mortgage Licensing (SAFE) Act. His vast background in housing includes experience as a senior executive in finance, sales, mortgage acquisition and investment, risk management and regulatory oversight. He started his professional career with a 16-year tenure at the World Savings Bank. He later was a Senior Vice President at Freddie Mac and an Executive Vice President at Wells Fargo. |
 | DENNIS STOWE CEO Residential Credit Solutions, IncDennis is president and CEO of Fort Worth-based Residential Credit Solutions, Inc., which he set up in 2007 with private equity firm Equifin Capital. He was previously president and COO at Saxon Capital, Inc. and ran the company’s servicing operations until it was sold to Morgan Stanley in late 2006. Dennis joined Saxon in 1994 as President and CEO of its affiliate Saxon Mortgage Services, Inc., to build the company’s sub-prime mortgage servicing operation. He led the growth of the platform from a staff of 18 employees servicing less than $1 billion in assets to 300 professionals servicing approximately $12 billion in assets. Prior to joining Saxon, Dennis led the liquidation efforts of Goldome Credit Corp., a subprime lending and servicing subsidiary of the failed Goldome Bank, for Niagara Portfolio Management. |
 | THEODORE W. TOZER President Government National Mortgage Association (Ginnie Mae) Ted was sworn in as President of Ginnie Mae on Feb. 24, 2010, bringing with him more than 30 years of experience in the mortgage, banking, and securities industries. As President of Ginnie Mae, Ted operates a multi-billion dollar corporation, administer the mortgage-backed securities program, and oversee enterprise-wide risk management initiatives including capital market activity. Prior to his appointment as President, Ted served as Senior Vice President of Capital Markets at the National City Mortgage Co. for more than 20 years. There, his responsibilities included pipeline hedging, pricing, loan sales, loan delivery, and credit guideline exceptions. While at NCM, the company's annual loan sales grew from $1 billion in 1989 to $106 billion in 2003. During his tenure, NCM never experienced a loss. |
 | JON VOIGTMAN Managing Director RBC Capital Markets Jon joined RBC Capital Markets’ fixed income and currencies in June 2007 as head of mortgages & structured assets. Jon’s team is responsible for sales and trading of the firm’s agency mortgages (passthroughs, CMO and ARMs), and ABS (student loans, cards, auto, and equipment) products for the fixed income trading group. Prior to joining RBC, Jon was head of principal finance and head of ABS/RMBS Banking at HSBC Securities in New York. Before HSBC he was co-head of Mortgage Finance at Goldman Sachs. He was also a Senior Vice President at Lehman Brothers, holding leadership positions in mortgage trading, mortgage sales and ABS/RMBS finance. He started his finance career at Freddie Mac, in McLean Virginia over 20 years ago, where he was responsible for product development, structured transactions, and risk analytics. RBC Capital Markets is a primary dealer and premier investment bank that provides a focused set of products and services to institutions, corporations, governments and high net worth clients around the world. RBC Capital Markets is part of the Royal Bank of Canada. Measured by market capitalization, RBC is one of the top 10 largest banks in the world. |
 | LARRY WALKER Vice President Genpact Larry has been a visionary leader in the mortgage industry for years, primarily on the technology and process engineering fronts. Specifically, he has successfully led several game-changing innovations in the mortgage industry. These include, but are not limited to, the introduction of automated underwriting, the development of MERS and creation of the largest mortgage processing utility in the world. Larry believes that emerging technology and process engineering capabilities can be exploited to create exponential value in traditional business processes. Moreover, he sees new business opportunities emerging as technology evolves and transforms business models. He has served as a consultant to the global mortgage industry for many years. |
 | PAUL WILLEN Senior Economist and Policy Advisor Federal Reserve Bank of Boston Paul is a senior economist and policy advisor in the research department of the Federal Reserve Bank of Boston. His research focuses on household financial management; recently he has spent much of his time studying mortgage markets. His research appears in the Review of Economics and Statistics, Economic Theory, the Journal of Finance, the Journal of Public Economics, the Journal of Urban Economics, the NBER Macro Annual, the Brookings papers on Economic Activity, and elsewhere. Paul's research on the origins of the subprime crisis has appeared in scholarly journals and has been cited in virtually every major newspaper in the United States. |