David has garnered a national reputation as a business leader, visionary and entrepreneur. He is quoted frequently in the business section of leading national newspapers and has his own national weekly radio program called Lykken On Lending. As co-founder and Managing Partner of KLS Consulting doing business as Mortgage Banking Solutions, David Lykken has over 37 years of management experience as an owner/operator with in depth expertise in real estate finance and housing. His knowledge and skills comprise a unique blend of technology and business strategy. Dave is married, has two daughters and currently resides in the beautiful Hill Country of Central Texas near Austin, Texas. David received a Bachelor's degree in 1973 year from Pacific Lutheran University in Tacoma, Washington.