Kevin Baldridge joined Tricon American Homes (TAH) as President at the end of May 2015. In his role, Kevin leads the company’s acquisitions, renovations and daily operating activities. Kevin is part of Tricon’s key management team that establishes strategic direction for TAH.
Prior to joining TAH, Kevin served as President of Irvine Company Apartment Communities, overseeing all property operations, asset management, reinvestment and acquisitions. During his 14-year tenure, Kevin helped grow the Irvine portfolio from 18,000 units to 54,000 apartment homes throughout California.
Before the Irvine Company, Mr. Baldridge served as SVP for General Investment and Development in Boston, where he was responsible for operations, acquisition underwriting and renovations on more than 18,000 apartments across 18 states.
Kevin serves on the board of directors of the National Rental Housing Council and Families Forward, an Orange County charity which helps displaced families find homes and re-establish self sufficiency. He also held board positions on the National Multifamily Housing Council, the California Apartment Association, Serving People In Need, and JSerra High School.
Kevin received an undergraduate degree in Economics from the University of California, Los Angeles (UCLA) and a Masters of Science in Finance and Accounting from the London School of Economics (LSE).
Gary left his co-CEO role at Starwood Waypoint Residential Trust (ticker: SWAY) in April of 2015 to co-found ROOFSTOCK (formerly DwellConnect), a technology-enabled Internet marketplace designed to dramatically improve transactional liquidity in the SFR sector. In 2009 he joined the board of single-family rental (SFR) pioneer Waypoint Homes and began investing in SFR, eventually joining full-time in 2011 to help raise the first significant institutional capital into the sector. In the fall of 2013 Gary helped orchestrate Waypoint’s merger with Starwood Capital Group, forming SWAY and taking the company public on the NYSE in early 2014.
Gary has spent the majority of his career in operationally-intensive and technology-driven companies with a significant real estate component to their businesses. Prior to joining Waypoint, Gary served as CEO of boutique hotel company Joie de Vivre Hospitality and award-winning solar technology start-up Greenvolts. Between 2001 and 2007 Gary was an operating executive with ZipRealty, where as its CFO he led the innovative Internet-based residential brokerage through its successful IPO before eventually being named its President. Gary also spent six years with KSL Resorts where he was instrumental in acquiring and integrating over $800 MM of resort properties. Earlier in his career, Gary worked for leading real estate industry firms LaSalle Partners (now Jones Lang LaSalle) and Security Capital Group.
Gary earned a BA in Economics from Northwestern University and an MBA from Stanford Graduate School of Business.
Bio Coming Soon...
Alan Boyce is Co-Founder and an active member of the board of directors of Adecoagro(NYSE:AGRO), a food and renewable energy-producing company that owns and operates highly productive land throughout Argentina, Brazil and Uruguay. Adecoagro owns 285,000 hectares of highly productive farmland, leases another 175,000 hectares and has 8,000 employees. Alan is also Executive Chairman and Co-Founder of Materra, LLC, a California and Arizona based agricultural production company. Materra was formed in 2010 and is currently the owner and operator of 25,000 acres of farmland where it grows alfalfa, cannery tomatoes, pistachios, dates, citrus, organic vegetables, jalapenos, melons, cotton and wheat.
Boyce was Senior Managing Director at Countrywide Financial, responsible for management and leadership of the bank’s investment, hedging and funding strategies. He oversaw secondary markets, securities and loan purchase activities, commercial mortgage origination, hedging and managing a large mortgage servicing book, reinsurance, as well compliance with the Community Reinvestment Act. He was at Countrywide from March 2007 to July 2008. Prior to joining Countrywide, Boyce served as Director of Special Situations at Soros Fund Management LLC. During his tenure with Soros, he managed a portfolio of assets of the Quantum Funds with a focus on mortgage backed securities and reinsurance. He also had principal operational responsibilities for the bulk of Soros’ investments in Latin America. Boyce was a full time employee at Soros from August 1999 to March 2007 and has continued as a consultant since then. Before joining Soros Fund Management, Boyce served as Managing Director at Bankers Trust. He was in charge of Fixed Income Arbitrage, the bank’s mortgage portfolio and compliance with the Community Reinvestment Act. He was with Bankers Trust for 14 years. Prior to that, he worked for the Federal Reserve Board in Washington, D.C.
Boyce holds an MBA degree from Stanford University and a Bachelor of Arts degree in Economics from Pomona College, where he graduated magna cum laude.
Bringing more than 20 years of mortgage and software industry experience to Docutech, Amy is responsible for leading all aspects of Docutech daily operations, including sales, customer support, marketing and product development. Amy most recently served as President of Originations and Corporate Technology at New Penn Financial. At New Penn Financial, she oversaw all origination channels, including direct-to-consumer products, third party originations and retail. Prior to New Penn Financial, Amy served as Chief Operations Officer of Prospect Mortgage, where she enhanced day-to-day operations and transformed the lender’s technology infrastructure.
In addition to her executive career, Amy is currently a Board Member of Sun to Water Technologies, and she is a Scholar Rescue Fund Advisory Board Member with the Institute of International Education. She is a former Board Member with Source Corp Inc. and a former Board Member and Capital Founder with Bluebeam Software Inc. Amy is also the former Chair of Your Music America and was a Federal Housing Policy Council Member with the Financial Services Roundtable. Amy holds a Juris Doctorate from Arizona State University College of Law and a Bachelor of Arts in Political Science from the University of Southern California.
Teresa Bryce Bazemore is President of Radian Guaranty Inc., Radian Group Inc.’s principal mortgage insurance subsidiary. As President, Ms. Bazemore is responsible for all domestic and international mortgage insurance business operations. Prior to her appointment as President, Ms. Bazemore was the Executive Vice President, General Counsel, Chief Risk Officer and Secretary for Radian Group, a global credit risk management company. She has previously served in senior mortgage roles at Bank of America and PNC Bank.
Ms. Bazemore is on the Board of the US Mortgage Insurers. She serves on the Mortgage Bankers Board of Directors and on the Mortgage Bankers Residential Board of Governors. Ms. Bazemore has also previously served as a member of the Economic Advisory Council for the Federal Reserve Bank of Philadelphia, Consumer Advisory Council of the Federal Reserve, the Fannie Mae National Advisory Council, the Home Builders Institute, the Advisory Committee of the American Association of Residential Mortgage Regulators as well as Board Chair of the Research Institute for Housing America. Ms. Bazemore is a graduate of the University of Virginia and the Columbia University School of Law.
Mr. Byce is currently the Senior Vice President of Investments for Investability. Prior to joining in November 2015, Mr. Byce served as SVP of Investments for American Residential Properties (NYSE: ARPI), a publically traded REIT which amassed over 9,000 homes worth over $1.4B. In his role, his responsibilities included management of all acquisitions, dispositions, lending and equity investments for the company. Mr. Byce also founded and managed the Southeastern regional office of Colony Capital, the 4th largest private equity real estate fund in the world. His team handled the acquisition of over 6,000 homes for the company’s single family REIT, Colony American Homes, and managed over $1.5 billion in distressed commercial debt. His career in finance and real estate dates back over 15 years with extensive credit training and construction lending experience including work on management and investigation teams for several FDIC receiverships. Mr. Byce has also owned and operated a financial consulting company, which provided due diligence, M&A and ORE consulting services to community and regional banks. His experience, however, is not limited just to finance. His companies led joint ventures to build residential developments of regional impact in Georgia and he has been an active real estate broker since 2001. Mr. Byce graduated with a B.A. in International Business Finance from the University of Georgia.
A specialist in leading strategic initiatives and achieving mission critical priorities, Ms. Charles currently serves as the General Deputy Assistant Secretary for the Office of Housing and Deputy Commissioner for the Federal Housing Administration (FHA) at the United States Department of Housing and Urban Development (HUD). In this role she oversees the operations of the FHA and advises on policy and regulatory development, portfolio management, legislative affairs and communications in the areas of Housing Counseling and Single Family, Multifamily and Healthcare mortgage insurance and finance. Previously, Genger served as a Senior Policy Advisor and the first ever Chief of Staff to the FHA Commissioner.
Ms. Charles has led multiple high priority initiatives impacting primary and secondary mortgage markets, FHA insurance funds, and affordable housing, including FHA’s Blueprint for Access, the sale of mortgage notes through the Distressed Asset Stabilization Program (DASP) and the Multifamily Small Buildings Risk Share Initiative. Genger has also served as a key decision maker in the establishment of FHA mortgage insurance premiums, enforcement policies and organizational change management through the Multifamily for Tomorrow Transformation Initiative and institutionalizing the FHA Office of Risk Management.
A frequent media contributor, speaker and guest lecturer, Genger earned a Bachelor of Science in Policy Analysis and Management from Cornell University and is a graduate of The George Washington University Law School. During law school she worked as a law clerk for the U.S. Department of Justice Antitrust Division, the Senate Judiciary Committee and at the government affairs and public relations firm Dutko Grayling (formerly Dutko Worldwide).
In 2013, Ms. Charles was selected for the inaugural class of the President's Leadership Workshop, a highly selective leadership training course created by President Obama to prepare the next generation of Senior Administration Officials by offering participants an opportunity to refine management, communications and leadership skills.
From assisting in the development and implementation of strategy on operational, legislative, legal and regulatory issues, to securing the passage of legislation in multiple sessions of Congress, Ms. Charles has a breadth of experience in multiple facets of the affordable housing and housing finance industries.
Dennis Cisterna III currently serves as Chief Revenue Officer of Investability Real Estate and RentRange Data Services, where he leads all revenue-related functions, including sales, marketing, customer service, and revenue management. He most recently served as Managing Director of FirstKey Lending, a portfolio company of Cerberus Capital Management, where he managed the West Coast regional office in Los Angeles, CA.
Mr. Cisterna has held a wide variety of management positions within the real estate investment sector including key roles at notable firms such as Johnson Capital, Lennar, and Toll Brothers. Throughout his career, he has been completed more than $3 billion worth of real estate transactions across the U.S. and Europe.
A requested speaker at economic and real estate conferences across the nation, Cisterna also serves as a contributor for U.S. News & World Report and hosts The Real Investor podcast. He is a Licensed Real Estate Broker in California and has a B.A. in Political Science from San Diego State University.
Ron D’Vari is NewOak’s chief executive officer and co-founder. He is responsible for advising NewOak clients in matters throughout the structured products and fixed-income asset lifecycle. In this role, Mr. D’Vari leads the analyses concerning portfolio construction, structuring, securitization, reps and warrants, portfolio management, valuation, credit and market risks and trading management. Mr. D’Vari is a member of NewOak’s executive committee.
Prior to co-founding NewOak in 2008, Mr. D’Vari served as head of structured finance at BlackRock, where he co-managed $90 billion in fixed-income assets. At Blackrock, he developed the “reality-based” loan-level approach to valuation of structured securities transactions, was instrumental in establishing BlackRock Mortgage Investors and setting up the BlackRock distressed mortgage fund, PennyMAC. Prior to this, Mr. D’Vari worked at State Street Research for 12 years, ultimately heading the MBS/ABS/CMBS Portfolio Management and Trading team. He was one of three members of the firm’s Bond Policy Committee that managed $27 billion of fixed-income assets, and he established and led State Street’s collateralized debt obligation business and quantitative research team.
In addition, Mr. D’Vari has served as an adjunct professor at Harvard, Boston University and UCLA School of Engineering. He holds MBA, MS and PhD degrees from UCLA, is a CFA charter-holder and is currently serving as a Fellow for the Tufts University Sovereign Wealth Fund Initiative.
Danielle DiMartino Booth makes bold predictions based on meticulous research and her years of experience in central banking and on Wall Street. Known for sounding an early warning about the housing bubble in the 2000s, Danielle offers a unique perspective to audiences seeking expertise in the financial markets, the economy, and the intersection of central banking and politics.
Called “The Dallas Fed’s Resident Soothsayer” by D Magazine, Danielle is a well-known speaker who can tailor her message to a myriad of audiences, once spending a week crossing the ocean to present to groups as diverse as the Portfolio Management Institute in Newport Beach, the Global Interdependence Center in London and the Four States Forestry Association in Texarkana. Her success is based on her ability to translate the arcane language of Wall Street thinkers and Fed insiders to the man on the street. Danielle is regularly featured on CNBC and Bloomberg.
From Wall Street to respected columnist to Fed Advisor, Danielle spent nine years as a Senior Financial Analyst with the Federal Reserve of Dallas and served as an Advisor on monetary policy to Dallas Federal Reserve President Richard W. Fisher until his retirement. Fisher called on Danielle to serve at the Fed after becoming a loyal reader of her financial column in the Dallas Morning News. She began her career in New York at Credit Suisse and Donaldson, Lufkin & Jenrette where she worked in the fixed income, public equity and private equity markets. Danielle earned her BBA as a College of Business Scholar at the University of Texas at San Antonio. She holds an MBA in Finance and International Business from the University of Texas at Austin and an MS in Journalism from Columbia University.
Sean Dobson is Chief Executive Officer and Chair¬man of the Board of Amherst Holdings, an invest¬ment services holding company which controls several companies dedicated to the U.S. real estate finance industry. Amherst is widely known for their data and analytics and one of the few residential mortgage specialists to anticipate the 2008 mortgage crisis. Mr. Dobson has over 25 years of experience in the mortgage industry, including origination, banking, brokerage, and asset management. Mr. Dobson served as a board member of the Structured Finance Industry Group, is a Co-Founder of CapCityKids in Austin, Texas and serves as a Gov¬erning Trustee for the Dana-Farber Cancer Institute in Boston. He lives with his wife and two children in Austin, Texas
Sarah Edelman is the Director of Housing Policy at American Progress. Her work focuses on foreclosure prevention, single-family rental, and promoting access to affordable housing. Edelman’s publications have been cited by The Financial Times, MSNBC, and Bloomberg, among others, and have been used as a resource by numerous advocacy and community groups across the country.
Prior to American Progress, Edelman worked in the areas of community development, community organizing, and consumer protection at Public Citizen, Community Legal Services, the office of Sen. Sherrod Brown (D-OH), and the Federal Deposit Insurance Corporation, or FDIC, Division of Consumer Protection. Early in her career, Edelman served as a Peace Corps volunteer in El Salvador and an AmeriCorps VISTA volunteer in Philadelphia.
Edelman holds a master’s degree from the University of Maryland School of Public Policy and a bachelor’s degree from The George Washington University.
Mr. Flahive joined Amherst Holdings as President of Single Family Equity in May of 2015. Prior to Amherst, Drew worked at Goldman Sachs & Co. At Goldman Sachs Drew most recently served as a managing director and head of the Real Estate Equity Capital Markets group. He joined Goldman Sachs in 2004 and led more than 150 transactions valued at more than $90 billion, including offerings for real estate investment trusts in the single family rental sector.
Mark Fleming serves as the chief economist for First American Financial Corporation, a leading provider of title insurance, settlement services and risk solutions for real estate transactions that traces its heritage back to 1889. In his role, he leads an economics team responsible for analysis, commentary and forecasting trends in the real estate and mortgage markets.
Fleming's research interests primarily include real estate and urban economics, applied econometrics and mortgage risk. He has published research in the American Journal of Agricultural Economics and Geographic Information Sciences. His research has also been published in the book, "Advances in Spatial Econometrics," and is a U.S. patent author.
As a trusted and influential voice with 20 years of experience in the mortgage and property information business, Fleming is frequently quoted by national news outlets and industry trade publications such as The Wall Street Journal, The New York Times, and Housing Wire and he is a regular guest on high-profile broadcast news channels, including CBS, CNBC, Fox Business News and NPR.
Before joining First American, he developed insights and analytical products for CoreLogic, and property valuation models at Fannie Mae. Fleming graduated from the University of Maryland with a Master of Science and a doctorate in agricultural and resource economics and holds a Bachelor of Arts in economics from Swarthmore College. He lives and works in the Washington, D.C. area.
A recovering investment banker, Rich deserves the Single-Family Rental Lifetime Achievement Award... for being one of the first to embrace the Single-Family Rental sector as an institutional asset class during his time at Jefferies. Having previously spent time at Lehman and Bank of America, Rich is embracing startup life and only wonders why he waited this long to dive in! Being Canadian, of course Rich put himself through college rappelling out of helicopters to fight forest fires. Don’t they all?
Laurie Hawkes is the former co-founder of American Residential Properties, which is one of the top-five fastest-growing companies in the housing industry. In the past year, she has taken ARPI public as a REIT, and overseen its first rental-backed securitization, backed by 2,876 single-family homes in the company’s portfolio. Ms. Hawkes co-founded the Phoenix Fund and ARM in early 2010, as well as ARP LLC in October 2008. From 1995 to 2007 Ms. Hawkes worked at U.S. Realty Advisors, a $3 billion real estate private equity firm, becoming a Partner in 1997 and serving as President of the firm from 2003 to 2007. In the seventeen years prior to joining U.S. Realty Advisors, Ms. Hawkes was a Wall Street investment banker specializing in real estate and mortgage finance. From 1993 to 1995, Ms. Hawkes was a Managing Director in the Real Estate Investment Banking Division at CS First Boston Corp., and from 1979 to 1993 was a Director in the Real Estate Investment and Mortgage Banking Departments at Salomon Brothers Inc. During her investment banking career, she structured and negotiated more than $16 billion in real estate acquisitions and securitized mortgage debt transactions for all property types utilizing many types of financing, including private equity, capital markets financial institutions and institutional investors. She holds a BA Degree from Bowdoin College and an MBA from Cornell University.
Andrew Jakabovics joined Enterprise Community Partners as Senior Director, Policy Development and Research. Prior to joining Enterprise, he served as Senior Policy Advisor to the Assistant Secretary for Policy Development and Research at the U.S. Department of Housing and Urban Development, where he provided policy recommendations and analysis to the Assistant Secretary, Secretary, and other senior staff both within HUD and across agencies. His primary focus was on housing finance reform, with a particular eye towards issues of access and affordability. In addition, he devoted attention to foreclosure prevention through improving opportunities for modifications and to mitigating foreclosure impacts on neighborhoods and communities. Prior to joining HUD, Mr. Jakabovics served as Associate Director for Housing and Economics at the Center for American Progress, where he worked on housing, household debt, higher education, and other issues related to sustaining and growing the middle class. Mr. Jakabovics has appeared frequently in the media, primarily for his research on the effects of the current mortgage crisis and potential policy solutions.
Adam Krahn is Vice President, Mortgage Policy and Counterparty Relations at Quicken Loans where he provides policy expertise on a wide range of issues from housing legislation, regulatory changes, and the broader policy environment in the origination, servicing and capital markets. Prior to joining Quicken Loans, Adam was involved in a similar role at Wells Fargo as assistant vice president of capital markets. Before working at Wells Fargo, Adam spent two years at the Consumer Financial Protection Bureau assisting in policy development in the mortgage, student loan, auto loan and peer-to-peer loan markets.
Adam earned his bachelor’s degree studying Economics and Mandarin Chinese at Harvard University.
Kyle is the President of IndustryVault, and has experience managing diverse cross-functional teams at data and analytics firms such as Black Knight, Andrew Davidson & Co, and LoanPerformance. He co-founded the analytics firm VaRisk, and has worked with C-level executives at many Fortune 500 public companies. Kyle combines a Ph.D. in finance with a strong track record managing both the top- and bottom-lines in data & analytics businesses. He speaks frequently at industry conferences such as ASF, the Housing Policy Council, and MBA Annual, and on news shows such as CNBC and Fox Business.
Eoin Matthews is Point’s co-founder and Chief Business Officer. Point is focused on unlocking $18 trillion in residential real estate equity wealth in the US. An alternative to secured debt, Point's first product lets homeowners sell Point an option to a fraction of their homes. Point is backed by leading VC's including Andreessen Horowitz, Bloomberg Beta and Ribbit Capital. Prior to founding Point, Eoin was on the founding teams of Sendgrid and Metails (acquired by Buy.com). He has held senior leadership roles at Rakuten, Buy.com and VigLink. Eoin holds a B.Eng in Mechanical Engineering from National University of Ireland, Galway.
Patrick McEnerney is a Managing Director of Deutsche Bank’s Non Core Operations Unit with responsibility for legacy RMBS and related mortgage risk in the US and UK. Pat joined Deutsche Bank in 2007 and has held multiple roles in the firm as part of DB Americas Regional Management team and within Global Markets.
Over his 30 year banking career, Pat has held multiple senior management roles in the mortgage banking and banking industries including as President of The Bank of New York Mortgage Company, Executive Vice President of EverBank and Chief Credit Officer of Participants Trust Company (currently part of DTC).
Pat has also been active in numerous industry boards and not-for-profit organizations. He is an Executive Committee member of the Financial Services Roundtable’s Housing Policy Council. He also serves on the Advisory Board for Neighborhood Housing Services of New York City and as an Advisory Board Member of The Institute for Affordable Housing Policy at New York University’s Furman Center.
Tony Meola is the Enterprise Shared Services Executive for Bank of America. Formerly U.S. Consumer Operations executive at the Bank, he led holistic operations functions for the Consumer Banking and Legacy Asset Servicing businesses. As U.S. Consumer Operations executive, Tony’s responsibilities included mortgage and specialty servicing operations, loss mitigation and liquidation for default mortgage servicing, collections and recovery, enterprise fraud and claims management, service delivery and enterprise customer complaints. He led the effort in Bank Of America that resulted in the OCC COnsent order being lifted.
Tony has 27 years of leadership experience within the banking industry, including his previous position as CEO of Saxon Mortgage, a Morgan Stanley company. In this role, he was responsible for all aspects of Morgan Stanley’s domestic, residential mortgage business strategy and operations. He originally joined Morgan Stanley in June 2007 as chief operating officer of its U.S. Residential Lending Operations. Prior to joining Morgan Stanley Tony has also held senior leadership roles at Washington Mutual, PNC Mortgage and Citigroup Mortgage.
Tony earned his B.S. degree in accounting from Rutgers, The State University of New Jersey, in Newark, N.J. He is the executive sponsor of Bank of America’s Southern California Black Professional Group (BPG) chapter and the Women Leaders Network and an avid supporter of the company’s employee networks and Diversity and Inclusion efforts. He is a memeber of the faculty of the joint effort of the Ross Business School at University of Michigan and BAnk of America in operational leaders development. He is also the former chairman of the Lender Leadership League at the Five Star Institute, a former member of the Mortgage Bankers Association’s Residential Board of Governors and the Housing Policy Executive Committee. In addition, he is the author of the book 90 Days to Success as a Manager. In 2013, he was awarded the Five Star Lifetime Achievement Award for his work in the mortgage industry.
Kristin Messerli is the Founder and Managing Director of Cultural Outreach Solutions, specializing in helping companies in the mortgage industry better reach and serve multicultural and Millennial homebuyers. Her expertise is in multicultural marketing, Millennial homeownership, and compliance with diversity regulations in the Dodd-Frank. Kristin is a frequent speaker at national conferences in the industry and has written for numerous publications. In addition to her business, she consults with the National Association of Hispanic Real Estate Professionals Consulting Services, and she is the co-author of the MBA’s Section 342 Compliance Essentials Toolkit. Kristin started her career in the mortgage industry and later worked as a social worker both locally and abroad, training providers on culturally competent practice. Prior to starting her own business, she consulted with former McKinsey consultants at the Center for the Creation of Economic Wealth to develop international social enterprises. Kristin is fluent in Spanish and holds her Masters in Public Administration from the University of Oklahoma.
Logan Mohtashami is a financial writer and blogger covering the U.S. economy with a specialization in the housing market. His work has been published by Benzinga.com, Business Insider, and in his own highly respected blog, LoganMohtashami- Financial Truth. His blog articles are frequently reposted by economic insiders sites such as David Stockman’s Contra Corner, The Wall Street Examiner, dshort.com, Advisor Perspectives and quoted by HousingWire, BankRate.com, AmericanBanker, Danielle DiMartino Booth and many others. Housing experts such as Professor Amir Sufi, (Booth School of Business), Professor Anthony Sanders (George Mason University) and reporters from CNBC and the Wall Street Journal have quoted Logan. Audio interviews with Logan have been featured on Jason Hartman’s Young Wealth Show, and he is a recurring guest on David Lykken’s Blog Talk Radio and Kathleen Hays Bloomberg Financial where he does the national housing market preview at the start of each year.
Called a social media star by National Mortgage News, and “the chart guy” and “housing guru” by nearly everyone else, Logan’s astute analysis of economic data and years of direct lending experience allow him to present a unique, informed and unbiased perspective on the financial markets. Logan is perhaps best known for his highly prescient yearly predictions articles, and his weekly predictions on the health of the housing market and mortgage rate trends on Bankrate.com
Logan is a senior loan manager at AMC Lending Group.
Tim became CEO of Ten-X (then Auction.com) in June, 2015 after serving as the company’s Chief Financial Officer for just over a year. He oversees all aspects of Ten-X’s efforts to transform the way that real estate is bought and sold.
Prior to joining, Morse helped numerous technology companies – from start-ups to industry powerhouses – implement strategies that support sustainable growth, including nearly 3 ½ years at Yahoo! Inc. (NASDAQ: YHOO) where he held the role of chief financial officer and also served as interim chief executive officer. After leaving Yahoo! in the fall of 2012, Tim joined online advertising start-up Adap.tv, where he led IPO efforts to near conclusion. Just before going public, the fast-growing tech company was acquired by AOL, Inc. (NYSE: AOL).
For 15 years, Morse also held numerous positions of progressively greater financial leadership at General Electric Company, with experiences in a variety of GE businesses spanning roles across the globe. In July 2005, Morse was named CFO and general manager of business development for GE Plastics. He left GE in 2007 to become CFO for Altera Corporation (NASDAQ: ALTR, recently acquired by Intel), a San Jose-based maker of programmable logic semiconductors.
Morse graduated from the Carroll School of Management at Boston College, where he studied Finance and Operations & Strategic Management.
Toni Moss is the founder and CEO of AmeriCatalyst LLC and EuroCatalyst BV, “sister” advisory firms with specialized services for investors and companies engaged in housing finance and Single Family Rental (SFR). She is also Chairman of the Board of The AmeriCatalyst Idea Lab, a non-profit which generates viable ideas to stabilize and sustain the housing market. Toni is a unique force in housing and real estate; with an entrepreneurial background in corporate intelligence, strategy, market positioning and trend forecasting, she is both a catalyst and connector to move agendas forward. With hands-on operational and senior management experience in 21 national mortgage markets around the world, Toni is one of few experts with a truly global perspective on the industry.
Frequently among the first to identify significant trends and articulate their impact, she is known for calling a series of international government meetings and giving industry-wide presentations and interviews (beginning in 2001) to draw attention to the role of international housing finance and investment as “the epicenter of the global economic fault line”. She believed that this role, in combination with over-leverage and the accelerating forces of globalization were likely to cause an unprecedented global economic fracture.
To amplify her efforts, the following year (in 2002) Toni launched the revolutionary annual EuroCatalyst conference series to share research, observations and ideas among the most respected peers in global housing finance. Today, the series continues as the AmeriCatalyst conference in Austin (Texas), which acts as a collaborative think tank to discuss current issues in housing finance and SFR in the context of globalization and generate innovative ideas across the housing finance and rental lifecycle. Renowned for its unparalleled content and powerhouse of participants, the event is considered the most influential and intellectually challenging conference experience in the industry.
American Enterprise Institute (AEI) resident fellow Edward J. Pinto is the codirector of AEI’s International Center on Housing Risk. He is currently researching policy options for rebuilding the US housing finance sector and specializes in the effect of government housing policies on mortgages, foreclosures, and on the availability of affordable housing for working-class families. Along with AEI resident scholar Stephen Oliner, Pinto is the creator and developer of the AEI Pinto-Oliner Mortgage Risk, Mortgage Market, and Collateral Risk Indexes. An executive vice president and chief credit officer for Fannie Mae until the late 1980s, Pinto has over 42 years of experience in housing finance. Pinto has a J.D. from Indiana University Maurer School of Law and a B.A. from the University of Illinois at Urbana-Champaign.
Rick became CMO of Ten-X in January, 2016, after spending two years with Auction.com as an Executive Vice President. One of the country’s most frequently-quoted sources on real estate, mortgage and foreclosure trends, Rick has appeared on the CBS Evening News, NBC Nightly News, CNN, ABC World News, CNBC, FOX, Bloomberg and NPR; briefed government organizations such as the Federal Reserve and Senate Banking Committee; and corporations like JPMorgan Chase, Citibank and Deutsche Bank.
Prior to joining Auction.com, Rick was an Executive Vice President for Carrington Mortgage Holdings, which owns and operates multiple businesses in the mortgage, real estate and securities industries. Rick also spent eight years at RealtyTrac, where as senior vice president he was responsible for marketing, business development and data operations, and won the Stevie® Award for National Marketing Executive of the Year. Before RealtyTrac, Rick developed and executed sales and marketing programs for technology companies such as Fujitsu, JD Edwards, Toshiba, and Hitachi; start-ups like Tickets.com; and consumer brands including Pizza Hut, Acura and Cox Communications.
Rick is a member of the Corporate Board of Governors of the National Association of Hispanic Real Estate Professionals, and was included in Inman News’ Inman 100, an annual list of the most influential leaders in real estate in both 2013 and 2014.
Tim Skeet has worked in the City of London for over three decades and has specialised in the funding of financial institutions and mortgages. He is a frequent contributor to the media and a speaker at conferences and industry events. Over the past year Tim has published a number of articles on subjects such as trading and market liquidity, the impact of the bail-in regime as a solution for failing banks, hiring humanities graduates into the banking industry and the future of banking following the crisis.
Tim has spent over half his career working for Wall Street banks and played a role in trying to introduce covered bond finance to the United States. His current employment is as a Managing Director at RBS with responsibility for covered bonds and Northern Europe debt capital markets origination. He is also a board member of the International Capital Market Association, a global trade association that promotes the smooth running of the debt markets in Europe and elsewhere.
As chairman of the Investor Working Group on Bail-in, Tim works closely with investors and regulators in Europe examining the mechanisms for dealing with bank failures in future.
As the Spring EQ Chief Operating Officer, Rebecca is responsible for exceptional customer service, sales and operations results. Additionally, she will oversee the manufacturing process to ensure consistent, fully compliant, and high quality loans for sale to all Spring EQ investors. Rebecca brings over 20 years of mortgage sales, operations and servicing experience, with some of the largest and most complex national mortgage businesses in the industry. Rebecca has a passion for developing highly talented and diverse teams, and looks forward to making innovative changes in the consumer lending industry for both consumers and Spring EQ employees. Rebecca received her BS in Chemical Engineering from Drexel University and an MBA from Villanova University. She has 2 children, and lives in South Jersey with her daughter and Bernese mountain dog. She enjoys spending time with her family, outdoor activities, and traveling.
Marianne Sullivan was Fannie Mae's Senior Vice President for Single-Family Business Capabilities. Reporting to the head of Single- Family Mortgage Business, Sullivan was responsible for developing Fannie Mae’s Single-Family business capabilities strategy and execution. She led industry-wide innovation initiatives to streamline and automate key mortgage origination processes and tools including developing Collateral Underwriter™ and income and asset verification tools. Previously she has led the loan quality initiative, was the Single-Famly Credit Risk Officer and managed various credit management areas of the company.
Sullivan has more than 20 years of experience in mortgage banking and mortgage finance in Fannie Mae’s Finance, Multifamily, Credit, and Single-Family divisions. Prior to joining Fannie Mae in 1992, Sullivan was an Audit Manager at KPMG, with responsibility for supervising client relations and reviewing, researching, and auditing financial information for clients.
Sullivan has a bachelor of science in business administration from Georgetown University.
Mr. Tennyson is President of Clayton Holdings LLC and is responsible for the overall operating results of the company’s business lines. Mr. Tennyson joined Clayton in February 2015 as Chief Operating Officer.
Mr. Tennyson is the former Chief Executive Officer and Chief Operating Officer of B2R Finance, L.P. B2R (a Blackstone Group sponsored company) is a specialty finance start-up company dedicated to providing innovative mortgage financing for owner/operators of single family residential rental properties. Prior to B2R, he was the Chief Executive Officer of Strategic Lending Group and Managing Director of Strategic Growth Bank (“SGB”). Mr. Tennyson was responsible for the leadership and direction of the residential mortgage enterprise at SGB. Prior to joining SGB, Tennyson, was the Chief Executive Officer of Charlotte, NC based EquiFirst Corporation (a Barclays subsidiary) in addition to being a Managing Director of Barclays Capital. EquiFirst was a national non-agency mortgage lender and under Jeff’s leadership, EquiFirst grew from start-up to being a top 15 national lender with over 1,400 employees and originating over $12 billion annually in residential mortgage production.
Mr. Tennyson is a Certified Public Accountant and holds a business degree from Harding University and an MBA from Harvard Business School
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Theodore W. Tozer was sworn in as President of Ginnie Mae on February 24, 2010, bringing with him more than 30 years of experience in the mortgage, banking, and securities industries. As President of Ginnie Mae, Mr. Tozer operates a multi-billion dollar corporation, administer the mortgage-backed securities program, and oversee enterprise-wide risk management initiatives including capital market activity.
Prior to his appointment as President, Mr. Tozer served as Senior Vice President of Capital Markets at the National City Mortgage Company (NCM) for over 20 years. There, his responsibilities included pipeline hedging, pricing, loan sales, loan delivery, and credit guideline exceptions. While at NCM, the company’s annual loan sales grew from $1 billion in 1989 to $106 billion in 2003. During his tenure, NCM never experienced a loss.
Previously, Mr. Tozer served as Vice President and Investment Operations Manager at the BancOhio National Bank from 1979 to 1986. In this capacity, he was responsible for all operational support functions of the bank's bond portfolio and securities dealer. From 1986 to 1989, he was Vice President and Chief Financial Officer of BancOhio Mortgage Company - which later became National City Mortgage - where he was in charge of overseeing loan delivery, pipeline hedging, pricing, corporate accounting, servicing investor reporting, and product development. In this role, Mr. Tozer was instrumental in transforming National City from an "originate and hold" lender to an "originate and sell" lender. In 1988, under his leadership, BancOhio Mortgage originated about $200 million in residential mortgages eligible for sale in the secondary market.
Mr. Tozer has also served as a charter member of Fannie Mae’s National Lender Advisory Board since 2008. Since 2002, Tozer has been a member of Freddie Mac’s National Lender Advisory Board. From 2002 to 2004, he was Chairman of the Capital Markets committee of the Mortgage Bankers Association of America (MBA). While Chairman, Mr. Tozer successfully worked with Ginnie Mae to change the structure of the Ginnie Mae II security. He also significantly influenced MBA’s decision to advocate for the Federal Home Loan Banks, as an effective alternative to Fannie Mae and Freddie Mac. Mr. Tozer also served as a member of the MBA’s Board of Governors from 2002 to 2004, as trustee of the Ohio Mortgage Bankers Association from 1999 to 2001, and as part of the Fannie Mae Midwest Secondary Advisory Group from 1994 to 1999.
Mr. Tozer received his Bachelor of Science Degree in Accounting and Finance from Indiana University. He became a Certified Public Accountant in 1980 and a Certified Management Accountant in 1984.
Mike Travalini joined SMS Assist in February 2016 to focus on the company’s rapidly growing residential division. He joins SMS Assist from Waypoint Homes, where he served as the Senior Vice President of Operations. Mr. Travalini oversaw the national repairs and maintenance department, which included a nationwide team of technicians responsible for maintaining the company’s portfolio of 17,000 homes and related customer service and technology initiatives.
Prior to Waypoint Homes, Mr. Travalini was the director of acquisitions at the Laramar Group, a Chicago-based residential owner and operator with more than 40,000 national apartment units. He began his career as an auditor in the real estate practice group at the Boston office of Ernst & Young LLP.
Mr. Travalini, a CPA, earned his MBA from Northwestern University’s Kellogg School of Management with concentrations in Real Estate and Finance. He earned his bachelor’s degree in Accounting from Boston College. He serves on the leadership teams of the Kellogg Real Estate Alumni Club and the Chicago Real Estate Private Equity Group.
Tony is responsible for strategic development and leadership of Clayton’s European business. An acknowledged expert in mortgages, risk management and funding solutions, Tony founded and led Home Funding from 2006–2015. During his career, which spans 40 years, he developed Kleinwort Benson’s innovative mortgage originating and securitisation business, Mortgage Funding Corporation PLC, was CFO then CEO of Britannic Money. Chairman of the Intermediary Mortgage Lenders Association (IMLA) and Deputy Chairman of the Council of Mortgage Lenders.
Allan Weiss is Founder/CEO of Weiss Residential Research, creator of residential real estate indexes and forecasts. He has been awarded several US patents for related financial products. Mr. Weiss is also co-founder and former CEO of Case Shiller Weiss, producer of the S&P Case Shiller Home Price Indexes and forecasts, which were published regularly in The Wall Street Journal. Mr. Weiss is co-inventor of Macro Securities, recipient of the Time magazine award for one of the best inventions of 2008. He has been interviewed and consulted by national media, including The Wall Street Journal, The New York Times, the Washington Post, and CNBC, as an expert in residential market trends and financial products. He has also co-authored articles in the Journal of Portfolio Management, Journal of Real Estate Finance & Economics and Real Estate Economics, concerning the establishment of liquid markets and hedging solutions.
Christopher is an investment banker and author who lives in New York City. Over the past three decades, he has worked for financial firms such as Bear, Stearns & Co., Prudential Securities, Tangent Capital Partners and Carrington. Most recently, he was Senior Managing Director and Head of Research at Kroll Bond Rating Agency, where he was responsible for financial institutions, corporate and sovereign ratings. He was a cofounder and principal of Institutional Risk Analytics from 2003 through 2013. Christopher is the author of the December 2010 book, "Inflated: How Money and Debt Built the American Dream," now in a second printing from John Wiley & Sons. He is co-author with Frederick Feldkamp of the 2014 book “Financial Stability: Fraud, Confidence & the Wealth of Nations” published by John Wiley & Sons. Christopher is a member of the advisory boards of Weiss Residential Research in Natick, MA. He previously served as a fellow of Networks Financial Institute at Indiana State University (2008-2014). Christopher is a member of the Finance Department Advisory Council at the Villanova School of Business and a member of the Economic Advisory Committee of the Financial Industry Regulatory Authority (FINRA). Christopher is a member of the National Association of Business Economists. He is a member of Professional Risk Managers International Association (www.prmia.org) and was regional director of PRMIA’s Washington DC chapter from 2006 through January 2010. Christopher contributes articles to Zero Hedge, American Banker, Housing Wire and The National Interest. Christopher has testified before Congress, the Securities and Exchange Commission and Federal Deposit Insurance Corporation on a range of financial, economic and political issues. He appears regularly in such media outlets as CNBC, Bloomberg, Fox News and Business News Network. He is active in social media under the Twitter handle “rcwhalen”. Christopher has a conversational command of Spanish. A partial listing of his speeches, articles and interviews is available online at www.rcwhalen.com.
Mr. Wolf is the Founder and Chief Executive Officer of AHV Communities. He is responsible for executive oversight, managing new acquisitions, strategic partnerships, investor relations and operations. Since inception, he has overseen the acquisition and construction of over 1,500 lots and secured capital commitments of over $300 million.
Prior to forming AHV Communities, Mr. Wolf was a Founding Partner of the multifamily platform at Greenlaw Partners in Newport Beach where he was responsible for the oversight of multifamily investments. In addition, he was the Founder and Managing Principal at Sicuro Realty Partners, a multifaceted advisor capital provider for the multifamily sector.
Over the course of his 20 year career, Mr. Wolf has been directly involved in the acquisition, development, construction financing and lease-up of over 12,000 multifamily units requiring $3 billion in capitalization and an aggregate in excess of $4 billion encompassing all real estate types spanning the United States.
Mr. Wolf attended the University of Arizona and graduated from Florida Atlantic University in Boca Raton, Florida with a B.S. in Finance and International Business. He currently holds his real estate sales license in the State of California.