Through our consulting services and events, AmeriCatalyst LLC has developed a worldwide reputation as the leader in communications, trend prediction and analysis within the mortgage industry.
PANELISTS AND SPEAKERS
* pending
(not fully updated since Sept. 30, see program for complete list)
 | JO ANN BAREFOOT Co-Chair Treliant Risk Advisors Jo Ann has over 35 years of management, strategy, and consulting experience focused on the consumer regulatory challenges facing financial companies. A former Deputy Comptroller of the Currency and partner at the global consulting firm KPMG, she has advised most America’s largest financial institutions, scores of community banks, and numerous non-profits and government agencies. She is a frequent speaker and media source on financial issues; has authored several books and over 150 articles; has testified repeatedly before Congress and federal officials; and has built several organizations focused on consumer financial issues. |
 | J. KYLE BASS Portfolio Manager and Principal Hayman Capital Management Kyle is the principal of Hayman Capital Management L.P., which was formed in December 2005. Hayman Capital Management serves as the investment manager to the Hayman Capital Master Fund, L.P. and Japan Macro Opportunities Master Fund, L.P. Previously, Kyle co‐managed the Subprime Credit Strategies Fund, L.P. and Subprime Credit Strategies Fund II, L.P. He is a member of the Board of Directors of The University of Texas Investment Management Co. (UTIMCO), which has aggregate assets of over $26 billion. Kyle is a founding member of the Serengeti Asset Management Advisory Board and serves as a Board Member for the Troops First Foundation and Texas Rangers Foundation. In addition, Kyle is a member of the Advisory Council of the Comeback America Initiative, which is dedicated to promoting fiscal responsibility and sustainability. Kyle has testified as an expert witness before the US House of Representatives, the US Senate, and the Financial Crisis Inquiry Commission. Prior to forming Hayman Capital Management, Kyle worked as a Senior Managing Director at Bear, Stearns & Co., Inc. and a Managing Director at Legg Mason, Inc. He graduated with a Bachelor of Business Administration in Finance and Real Estate Finance from Texas Christian University in May 1992. |
 | ALAN L. BOYCE CEO AbsalonProject Alan is CEO of Absalon, a joint venture between George Soros and the Danish financial system that is assisting in the organization of a standardized mortgage-backed securities market for Mexico. He is also a consultant for Soros Fund Management, where he works to implement the Danish mortgage system in the United States, as well as the president of Adecoagro, a food and renewable energy producing company that owns and operates more than 270,000 hectares of highly productive land throughout Argentina, Brazil, and Uruguay. Previously, Alan was the senior managing director for investment strategy at Countrywide Financial Corporation. He was responsible for secondary markets, the hedging of MSRs, and the balance sheet for Countrywide Bank and Balboa Insurance. Alan was the director of special situations at Soros Fund Management from 1999 to early 2007, where he managed a portfolio of assets of the Quantum Funds and had principal operational responsibilities for the bulk of the Soros Fund's investments in Latin America as well as the establishment of Glacier Re, a Swiss-based reinsurance company. |
 | AMY BRANDT CEO Vantium Capital Amy is the CEO of Vantium Capital, Inc., the parent company of ACQURA Loan Services and Strategic Recovery Group (SRG), both based in Dallas, Texas. ACQURA is a specialty servicer focused primarily on sub- and nonperforming mortgage assets, while SRG is a leading third-party asset recovery company. Amy formed Vantium Capital Inc. together with Apollo L.P., a leading private equity firm in 2007. Previously, she was CEO and president of WMC Mortgage, which she grew into an industry leader with originations exceeding $3 billion per month. |
 | ANDREW DAVIDSON President Andrew Davidson & Co., Inc. Andrew is a financial innovator and a leader in the development of financial research and analytics. He has worked extensively on mortgage-backed securities product development, valuation and hedging. He is president and founder of Andrew Davidson & Co., Inc., a consulting firm specializing in the application of analytical tools to investment management. Andrew created the VectorsTM suite, a set of proprietary analytical tools including prepayment and option-adjusted spread (OAS) models for fixed-rate mortgages, adjustable-rate mortgages, collateralized mortgage obligations (CMOs), and for asset-backed securities (ABS). He also developed the Flow Uncertainty Index (FLUX), which is used by insurance regulators to assess the risk of CMO portfolios. For six years Andrew worked at Merrill Lynch, where he was a Managing Director in charge of a staff of 60 financial and system analysts. In this role, he produced sophisticated analytical tools including prepayment and option-adjusted spread models, portfolio analysis tools, and was also responsible for the development of trading systems for the mortgage desk covering ARMs, CMOs, pass-throughs, IOs/POs and OTC options. Andrew was previously a financial analyst in Exxon's Treasurer's Department. He received an MBA in Finance at the University of Chicago and a BA in Mathematics and Physics at Harvard. |
 | JIM DAVIS EVP, Government Affairs AHMSI | American Home Mortgage Servicing, Inc. In his role as Executive Vice President and Government Affairs Officer, Jim has primary responsibility over all Government Affairs and Corporate Communication functions for American Home Mortgage Servicing, Inc. Jim is also the on-site leader of the Jacksonville Servicing operation and is responsible for day-to-day management of the site, people and technology. Previous to his present role, Jim served as the head of AHMSI’s Default Administration Area. Jim joined AHMSI in May 2008 in connection with the purchase of the servicing platform of Option One Mortgage. Prior to AHMSI, Jim served as Senior Vice President of Option One Mortgage from April 2002 through April 2008. He was in charge of Customer Service, Collections, Loss Mitigation, Foreclosure and Bankruptcy. Jim has held many senior level servicing positions, including Head of Servicing for HomeSide Lending’s Australian Servicing Operation from 2000 to 2002. From 1996 to 2000, he served as Senior Vice President- Default Administration for HomeSide Lending in Jacksonville, Florida. Jim has also held senior management positions at CitiCorp Mortgage, NationsBank Mortgage and Empire of America. |
 | SEAN DOBSON Chairman and CEO Amherst Securities Group, LP Sean has been the head mortgage analyst and trader at Amherst Securities since he joined the firm in 2000. He is widely recognized as one of the leading strategists in the industry and an expert in all facets of the mortgage business including loans, RMBS and related derivatives. He has led the development of Amherst’s loan level diagnostic system (ALIAS), which is widely recognized for its predictive analytics. In 2006, he made a vocal announcement predicting the coming meltdown in the mortgage markets based on research produced using these tools. Sean serves as a board member of the American Securitization Forum, and his advice on mortgage policy matters is regularly sought by housing policy leaders at the Treasury and other government agencies and senior officials at the White House. |
 | LAURIE S. GOODMAN Senior Managing Director Amherst Securities Group, LP Laurie is a Senior Managing Director at Amherst Securities Group, L.P., where she is responsible for strategy and business development. Laurie joined the firm in December, 2008, assembled the Strategy Team and began publication of the Amherst Mortgage Insight. From July 1993-Nov 2008, Laurie was head of Global Fixed Income Research and Manager of U.S. Securitized Products Research at UBS and predecessor firms. The UBS Securitized Products Research group was widely recognized for its insightful analysis and weekly Mortgage Strategist publication. |
 | BEN GRABOSKE SVP Products & Technology CoreLogic Ben is responsible for matrixed product development and technology for the Data and Analytics group of CoreLogic. He oversees product management of the real estate solutions, borrower behavior analytics and credit risk solutions for the company. Under Ben’s technical and product leadership, CoreLogic introduced several market-leading products, including the Vector decision platform, Realist ValueMap and ListSource, and established itself as the dominant AVM provider in the U.S. and Australia. Ben assists in guiding the company’s mergers, acquisitions and expansion into new markets. He has been with the company since joining First American Real Estate Solutions in 2003. Before joining CoreLogic, Ben managed a portfolio of mortgage and analytics technology products as vice president of Interthinx. During his tenure as chief information officer for Move, Inc., he improved the product platform to support an exponential increase in traffic while developing the company’s expanded product suite. Before Move, Ben worked for The New York Times, where he created the newspaper’s first online article delivery and advertising Web site, www.nytimes.com, and for IBM he developed and launched its first-ever Web site, www.ibm.com. Ben holds Bachelor of Arts degrees in Physics and French from the University of California, Berkeley. |
 | TODD GROOME Chairman, Alternative Investment Management Association Senior Advisor AmeriCatalyst Todd is a senior advisor to AmeriCatalyst. With more than 25 years of international financial experience, he brings a wealth of knowledge and strategic abilities to AmeriCatalyst, guiding the company in its relationships with national, international, and supranational organizations. Additionally, Todd also serves as the chairman of the Alternative Investment Management Association, a global organization of the hedge fund industry with more than 1,100 members worldwide in over 40 countries. AIMA is an active |
 | PAUL HAYMAN President TenantAccess Paul, a founding partner of TenantAccess, is a recognized leader and innovator in the field of REO tenant occupied properties and national property management services. He brings a wealth of knowledge and experience to this dynamic housing environment. His leading role with TenantAccess and 25 years of leadership experience in the residential property improvement sector have resulted in Paul's unique and expert perspective on the industry. Throughout his career Paul has been CEO or President of numerous FirstService companies. After serving as Executive Vice President of TFC since 1999, in June 2010 Paul was appointed President of Contractor Networks for TFC. In addition to his role at TFC, Paul has served in a leadership capacity with a large variety of property service companies including CEO of Pillar to Post, CEO of College Pro Painters, President of Certa ProPainters, Canada and President of TLS. |
 | STEVEN HORNE Founder and CEO Wingspan Portfolio Advisors LLC Steve is in charge of all the day to day operations of Wingspan Portfolio Advisors, LLC, based in Carrollton, Texas, a suburb of Dallas. He is a career-long expert in creating and executing strategies to mitigate losses in real estate portfolios of all types, with a specialized concentration in servicing’s most difficult area, defaulted and seriously delinquent loans. Steve has an impressive track record in his unique and highly specialized area, having pioneered a number of the concepts and strategies used in the Wingspan methodology for converting defaulted loans into re-performing loans, saving borrowers and lenders alike from the lengthy and painful process of foreclosure. Previously, Steve was Director of Servicing Risk Strategy with Fannie Mae where he restructured the National Servicing Organization and redesigned servicer performance reporting and legal services management. Prior to Fannie, he spent nine years as a partner with Sherman Financial Group and was executive vice president of Sherman’s servicing affiliate, Resurgent Capital Services. During his nine years at Sherman he built three of the firm’s most successful business lines, including a unit that purchased and resolved portfolios of delinquent mortgage loans. |
 | DAVID A. HURT, III SVP of Business Development CoreLogic Dave is the Senior Vice President of Business Development for CoreLogic and has more than 25 years of experience in capital markets, mortgage banking production and management experience. He was instrumental in the development of borrower-level prepayment scoring system, PreTell. PreTell represented a major step for the mortgage industry in addressing the financial impact of prepayment risk at the borrower level and has become the industry standard for loan-level prepayment scoring. Prior to LoanPerformance/CoreLogic, Dave was a senior executive at OptiFI, a Fair Isaac venture, directly responsible for sales, marketing, production, and strategic initiatives. Prior to OptiFI, he was the SVP of corporate business development for Pedestal, Inc., an Internet mortgage and securities trading platform. He has also held senior leadership positions at some of the nation's largest mortgage banking companies, including GE Capital Mortgage, North American Mortgage Company, and Perpetual Bank. |
 | ADAM LEVITIN Professor of Law Georgetown University Adam teaches bankruptcy, commercial law, and financial regulation at Georgetown University Law Center in Washington, DC. Before joining the Georgetown faculty, Adam practiced in the Business Finance & Restructuring Department of Weil, Gotshal & Manges LLP in New York and served as law clerk to the Honorable Jane Richards Roth on the United States Court of Appeals for the Third Circuit. While at Georgetown, he has served as Special Counsel to the Congressional Oversight Panel for the TARP and as the Robert Zinman Scholar in Residence at the American Bankruptcy Institute. His work has won awards from the American Bankruptcy Law Journal, the American College of Consumer Financial Services Lawyers, and the Yale Journal on Regulation. |
 | JAMES B. LOCKHART, III Vice Chairman WL Ross & Co. Jim is vice chairman of WL Ross & Co. where he focuses on financial services and the mortgage recovery fund. Prior to joining in September 2009, he was the director of the Federal Housing Finance Agency, regulator of Fannie Mae, Freddie Mac, and the 12 Federal Home Loan Banks, and its predecessor agency since May 2006. He served as chairman of the Federal Housing Finance Oversight Board and was a member of the Financial Stability Oversight Board with the chairman of the Federal Reserve Board, the Secretaries of Treasury and HUD, and the chairman of the SEC. |
 | KYLE LUNDSTEDT Managing Director LPS Applied Analytics Kyle joined LPS Applied Analytics in December 2007 to help manage the evolving business, and leverage the ability to combine LPS loan data, property information, and proprietary analytics in a host of valuable new ways. He coordinates the mortgage modeling and analytics effort for LPS-AA. Previous to LPS, Kyle worked for Andrew Davidson & Co. as the director of Credit Modeling, and led the development of the Loan- Dynamics™ Model. Earlier, between university degrees, he was a professional staff member for the Banking Committee of the U.S. House of Representatives. He was involved in the S&L bailout and FHA reform legislation, and played a key role in the creation of OFHEO, the regulator for Fannie Mae and Freddie Mac. He has a BA from Yale and a PhD from UC Berkeley. |
 | DAN MAGDER Director, US Acquisitions Lone Star Funds Dan joined Lone Star Funds in 2009 as Director of U.S. Investments, to help launch the Washington, DC office. He focuses on partnering and sourcing opportunities with the U.S. government, bringing to the role over 15 years of corporate advisory, transaction, and economic policy experience. Previously, he was Vice President at Updata Advisors, a middle-market investment bank, and prior to that he was a Director of Corporate Development at Capital One, where his deals included the $14.6 billion acquisition of North Fork Bank and the acquisition that created Capital One Home Loans. He has also worked in the M&A practice of Rothschild and at Vertex Partners, a boutique strategy consulting firm. Dan received an MBA at the Wharton School and his BA in Ethics, Politics, and Economics from Yale University. |
 | LAURIE ANNE MAGGIANO Director of Policy, Office of Homeownership Preservation U.S. Department of Treasury Laurie joined the U.S. Department of Treasury as Director of Policy in the Office of Homeownership Preservation in May 2009. She has been one of the architects of the Administration's Making Home Affordable Program, whose goal is to help millions of American families prevent avoidable foreclosures. Before joining Treasury, Laurie worked for the U.S. Department of Housing and Urban Development for 10 years where she ran the FHA loss mitigation program and oversaw the sale of foreclosed homes. Prior to government service, she spent 20 years in the mortgage industry as Senior Vice President of a major West Coast savings bank and as Director of Real Estate at Freddie Mac. |
 | JEB MASON Managing Director The Cypress Group Jeb is Managing Director of the Cypress Group, a Washington, DC-based boutique financial services consulting firm focused on helping businesses and institutional investors navigate political risks in today’s dynamic policy environment. From 2007 to 2009, Jeb served as Deputy Assistant Treasury Secretary for Business Affairs and Policy Advisor to Secretary Henry Paulson. Prior to joining Treasury, Jeb worked in the White House as Associate Director for Strategic Initiatives. Earlier in his career, he spent three years as a Department of Defense Fellow where he held posts at the Pentagon, the White House, the Department of Homeland Security, and with the Coalition Provisional Authority in Iraq. A native Texan, Jeb received degrees in Economics and Public Policy from Southern Methodist University. |
 | TONY MEOLA Default Servicing Executive Bank of America Tony is the Default Servicing executive for Legacy Asset Servicing at Bank of America, one of the world’s leading financial services companies and the nation’s leading mortgage servicer with a $2 trillion servicing portfolio serving nearly 13 million customers. In this role, Tony leads Bank of America’s home retention and liquidation servicing operations, including collections, loan modifications, short sales, foreclosure and bankruptcy and real estate owned activities. His team of nearly 30,000 employees is dedicated to assisting customers with loans in delinquency. Tony has 26 years of leadership experience within the banking industry, including his most recent position as CEO of Saxon Mortgage, a Morgan Stanley Company. In this role, he was responsible for all aspects of Morgan Stanley’s domestic, residential mortgage business strategy and operations. He originally joined Morgan Stanley in June of 2007 as Chief Operating Officer of its U.S Residential Lending Operations. Prior to joining Morgan Stanley, Tony led mortgage origination and production for New Century Mortgage where he was responsible for managing the company's sales franchise and mortgage product strategy. He has also held leadership roles at Washington Mutual, PNC Mortgage and Citicorp Mortgage. Tony earned his B.S. degree in Accounting from Rutgers, The State University of New Jersey, in Newark, NJ. He is Chairman of the Lender Leadership League at the Five Star Institute, a member of the Mortgage Bankers Association’s Residential Board of Governors and the Housing Policy Executive Committee. In addition, he is the author of the book “90 days to success as a manager.” |
 | PAUL MILLER Managing Director, Group Head of Financial Institutions Research FBR Capital Markets Paul is one of the top ranked bank analysts in the world. Well-known in the financial services investment community for providing in-depth, fundamental analysis and investment recommendations on mortgage finance companies, his coverage list includes mortgage-banking companies, mortgage insurance, small-cap thrifts, and large-cap banks. Some of Paul's coverage includes First Horizon National Corp. and Wells Fargo & Co. Paul also has proven successful in his coverage of thrifts that convert from mutual to stock form and thrifts that have adopted the mutual holding company structure. |
 | TONI MOSS Founder, CEO AmeriCatalyst LLC Toni is the main architect of the program for all of the AmeriCatalyst and EuroCatalyst programs as well as the leading host of the series. She’s also Managing Director of Lone Star Holdings, an intellectual-property holding firm comprised of original ideas and assets in global housing finance, real estate and community development, and property recycling. She is founder and CEO of EuroCatalyst BV and AmeriCatalyst LLC, “sister” global market-positioning and strategic advisory firms specializing in global housing finance industry. Toni is a unique force in today’s global housing finance industry; with a strong entrepreneurial background in strategic marketing and corporate positioning, corporate intelligence, and global trend forecasting, she is often the first to identify significant industry trends and articulate their context. |
 | BRETT D. NICHOLAS Executive Vice President, Chief Investment Officer and Chief Operating Officer Redwood Trust Brett, as Executive Vice President, Chief Operating Office and Chief Investment Officer, is responsible for managing Redwood Trust's day-to-day operations and investment activity. He has served as EVP and COO since May 18, 2010, and as CIO since November 2007. He was co-COO from November 2007 to May 18, 2010 and Vice President of Redwood since 1996. Prior to joining Redwood, he was Vice President of Secondary Marketing at California Federal Bank, FSB and Vice President of Secondary Marketing at Union Security Mortgage. |
 | DIANE PENDLEY Managing Director, Operational Risk FitchRatings Diane is the managing director of Fitch Ratings' Operational Risk Group. Her responsibilities include program development and oversight of global residential, and commercial servicer reviews and ratings and international ABS servicer ratings. Her group is also responsible for global CDO asset manager ratings, domestic residential originator reviews and trustee evaluations. In addition, she manages various other special projects related to servicing, origination, operational performance, and surveillance. Prior to joining Fitch in 1997, Diane was an independent mortgage-banking consultant, primarily working on the review and re-write of Ginnie Mae's single-family and multi-family issuer and document custodian compliance procedures. From 1990 to 1996, she was chief of MBS administration, Office of Securitization, in the Resolution Trust Corp.'s Washington, D.C. national headquarters. |
 | ALEXANDER POLLOCK * Resident Fellow American Enterprise Institute Alex spent 35 years in banking, including 12 years as president and CEO of the Federal Home Loan Bank of Chicago. He is the author of numerous articles on financial systems and the organizer of the “Deflating Bubble” series of American Enterprise Institute conferences. In 2007, he developed a one-page mortgage form to help borrowers understand their mortgage obligations. At AEI, he focuses on financial policy issues, including housing finance, government-sponsored enterprises, retirement finance, corporate governance, accounting standards, and the banking system. He is a director of Allied Capital Corporation, the Chicago Mercantile Exchange, the Great Lakes Higher Education Corporation, the International Housing Union for Housing Finance, and the chairman of the board of the Great Books Foundation. |
| DAVID REEDY Sr. VP of Trading at Ranieri Partners Management LLC Partner in Selene Residential Mortgage Opportunity Fund David has been the head of trading for the Selene Fund (SRMOF) since April of 2008 which has been investing in distressed residential loans. He is responsible for the acquisition, portfolio management and exit strategy recommendations approved by the Investment Committee of the Fund. He spent the previous sixteen years at CitiGroup Investment Bank, most recently as a Managing Director and Head of Seasoned Home Equity Loans. This business unit was responsible for the purchase, sale, securitization, and portfolio management of distressed and reperforming residential mortgages. |
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 | THE HON. ANNETTE RIZZO Court of Common Pleas of Philadelphia, First Judicial District of Pennsylvania Judge Rizzo was appointed to the Court of Common Pleas bench in Philadelphia in 1998 by then Governor Tom Ridge. Since that time, she has served in the Trial Division in both the Criminal and Civil Programs and now sits in the Civil Major Trial Program. After receiving her B.A. in Public Policy and Italian Literature at The University of Pennsylvania, she completed her legal studies at Temple University School of Law. Judge Rizzo worked in both the public and private sectors prior to her tenure on the bench serving first with the City Solicitor’s Office and then with the law firm of Rawle & Henderson. The Judge is also active in the Temple American Inn of Court and the Justinian Society. Since the spring of 2008 Judge Rizzo has been involved with the development and oversight of the First Judicial District’s Residential Mortgage Foreclosure Diversion Pilot Program which mandates that no residential owner-occupied property in Philadelphia may go to Sheriff’s sale without a Conciliation Conference being held. The Conferences bring together homeowners, lenders’ counsel, pro bono attorneys and housing counselors in an effort to keep City residents in their homes. |
 | JOSH ROSNER Managing Director Graham Fisher & Company Joshua is a Partner at independent research consultancy Graham Fisher & Co. and advises regulators, policymakers and institutional investors on housing and mortgage finance issues. Previously he was the Managing Director of financial services research for Medley Global Advisors and was an Executive Vice President at CIBC World Markets. Josh was among the first analysts to identify operational and accounting problems at the government-sponsored enterprises and one of the earliest in identifying the peak in the housing market, the likelihood of contagion in credit markets and the weaknesses in the credit rating agencies CDO assumptions. |
 | FAITH SCHWARTZ Executive Director, HOPE NOW Alliance President, Housing Finance Strategies, LLC Faith is the Executive Director of HOPE NOW and President of Housing Finance Strategies, LLC. Since 2007, Faith has led HOPE NOW, a non-profit coalition of nationwide servicers/lenders, investors, counselors and other mortgage market participants that has engaged in collaborative outreach to homeowners that has resulted in 4.8 million loan modifications and participation in 115 face to face borrower outreach events. Additionally, HOPE NOW has been instrumental in bringing key regulators and industry leaders together to discuss mortgage servicing and homeownership preservation. Faith has more than two decades of experience that includes senior level positions at Freddie Mac, Option One Mortgage, TMC Mortgage and Dominion Bankshares Mortgage Corporation, as well as Board positions at HOPE LoanPort®, Mortgage Cadence, NCRC Mortgage Advisory Council, Mortgage Bankers Association, Asian Real Estate Association and the Federal Reserve Board's Consumer Advisory Council. Faith has appeared on several national media outlets and has testified before Congress on multiple occasions regarding housing issues. |
 | MIKE SIMONSEN CEO Altos Research Michael is CEO of Altos Research, the premier source of real-time real estate market intelligence. A true data geek, he founded Altos Research to commercialize data and technology he initially built for his personal need to track the value of his oversized Silicon Valley mortgage after the NASDAQ bubble burst of 2002. With Altos Research, Michael has applied his 20 year career in analytical software to a lifelong personal interest in real estate. A veteran of the Silicon Valley startup trenches, Michael was previously vice president of product management at Nevis Networks, where he has a US patent pending for applied data cryptography. |
 | TIM SKEET Managing Director, DCM Royal Bank of Scotland Tim joined Royal Bank of Scotland (RBS) as Managing Director in the Financial Institutions Group within Debt Capital Markets earlier this year. He is responsible for enhancing the RBS financial institutions footprint, particularly in the strategically important Nordic region. Since leaving Bank of America Merrill Lynch in October last year, where he worked for four years as Head of Covered Bond origination, Tim was a senior advisor to the International Capital Markets Association (ICMA), where he now acts as a board member. He also worked as a consultant to Amias Berman LLP. Prior to joining Merrill Lynch in 2006, Tim was Head of the Financial Institutions Group (FIG), Northern Europe and Head of Covered Bonds at ABN Amro. He has had a series of senior appointments at various institutions in a career that started as a graduate trainee in the international banking division of Samuel Montagu in 1981. He is a founding member of the European Covered Bond Council’s steering committee, working on several sub-committees. He is also a member of the FSA/ UK Treasury Covered Bond Standing Group and the ASF covered bond lobby group in the U.S. |
 | DAVID STEVENS President and CEO Mortgage Bankers Association Daviid is President and CEO of the Mortgage Bankers Association (MBA) in Washington, D.C. Immediately prior to assuming this position, he served as Assistant Secretary for Housing at the United States Department of Housing and Urban Development (HUD), and Federal Housing Administration (FHA) Commissioner, appointed by President Obama and confirmed by the U.S. Senate in July of 2009. In his most recent role, Commissioner Stevens had direct responsibility for oversight and administration of the FHA insurance portfolio, which includes multifamily housing, insured health care facilities and well over 25 percent of mortgages in the domestic single family market. His responsibilities extended to other regulatory programs within HUD, including those governed by the Real Estate Settlement Procedures Act (RESPA) and the Secure and Fair Enforcement Mortgage Licensing (SAFE) Act. David also served as key advisor to the Secretary and the President on critical housing policy issues and Administration initiatives. |
 | DENNIS STOWE CEO Residential Credit Solutions, IncDennis is president and CEO of Fort Worth-based Residential Credit Solutions, Inc., which he set up in 2007 with private equity firm Equifin Capital. He was previously president and COO at Saxon Capital, Inc. and ran the company’s servicing operations until it was sold to Morgan Stanley in late 2006. Dennis joined Saxon in 1994 as President and CEO of its affiliate Saxon Mortgage Services, Inc., to build the company’s sub-prime mortgage servicing operation. He led the growth of the platform from a staff of 18 employees servicing less than $1 billion in assets to 300 professionals servicing approximately $12 billion in assets. Prior to joining Saxon, Dennis led the liquidation efforts of Goldome Credit Corp., a subprime lending and servicing subsidiary of the failed Goldome Bank, for Niagara Portfolio Management. |
 | THEODORE W. TOZER President Government National Mortgage Association (Ginnie Mae) Ted was sworn in as President of Ginnie Mae on Feb. 24, 2010, bringing with him more than 30 years of experience in the mortgage, banking, and securities industries. As President of Ginnie Mae, Ted operates a multi-billion dollar corporation, administer the mortgage-backed securities program, and oversee enterprise-wide risk management initiatives including capital market activity. Prior to his appointment as President, Ted served as Senior Vice President of Capital Markets at the National City Mortgage Co. for more than 20 years. There, his responsibilities included pipeline hedging, pricing, loan sales, loan delivery, and credit guideline exceptions. While at NCM, the company's annual loan sales grew from $1 billion in 1989 to $106 billion in 2003. During his tenure, NCM never experienced a loss. |
 | MARINA WALSH Associate Vice President, Industry Analysis, Research and Economics Mortgage Bankers Association Marina an Associate Vice President in the Mortgage Bankers Association research and economics department, specializing in industry performance benchmarking for residential lenders and servicers. She is MBA's project manager and contact for such studies as the Servicing Operations Study and Forum for Prime and Subprime Servicers, the MBA/STRATMOR Peer Group Survey and Roundtables, the annual Cost Study, the Mortgage Banking Compensation Survey Programs and other ad hoc surveys. Walsh joined MBA in October 2000 and was promoted to director in December 2002 and senior director in December 2006. Prior to joining MBA, Walsh was a manager in Ernst and Young’s Real Estate Advisory Services Group where her focus was Federal credit program design, implementation and performance measurement. She holds a bachelor’s degree from Cornell University and a Master of Public Administration degree from Columbia University. |
 | MARK WILLIS Resident Research Fellow Furman Center for Real Estate and Urban Policy Mark is a Resident Research Fellow at the Furman Center. Before joining the Center, Mark was a Visiting Scholar at the Ford Foundation, working on research related to community development and the financial services sector. Prior to his time at Ford, Mark spent 19 years at JPMorgan Chase, overseeing its community development programs and products to help strengthen low- and moderate-income communities. Among his many accomplishments there, Mark founded the Chase Community Development Corporation. Before joining Chase, Mark held various positions in economic development and tax policy with the City of New York, including Deputy Commissioner for Development at the Department of Housing Preservation and Development, and worked as an urban economist at the Federal Reserve Bank of New York. |
 | IVY ZELMAN CEO Zelman and Associates Ivy is the CEO of Zelman & Associates and has more than 18 years of experience covering housing and housing-related industries at various points in her career. Zelman & Associates was founded in October 2007, and continues to use unparalleled industry contacts and financial analyses to deliver unbiased, proprietary research. Ms. Zelman and her firm have produced extremely successful and well attended annual Housing Summits in 2008 and 2009. She continues to be frequently quoted in such publications as the New York Times and the Wall Street Journal, as well as appearances on CNBC. Ms. Zelman is often tapped to address audiences of other housing and homebuilding related forums and conferences for her highly respected views and insights. Prior to the founding of Zelman & Associates, Ivy worked at Credit Suisse Group from 1998 to 2007, the last 8 years as a Managing Director. During her tenure at the company, she established herself as the leading industry source for homebuilding related equity research and was widely recognized as one of the most preeminent figures in the entire industry. |